Joshua Tree cost of living index

Here we can see a simple outline of the cost of living in Joshua Tree, CA. As you can see, with the average cost of living in Joshua Tree, CA being 100, that puts it 28% lower than the average of California and equal to our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Joshua Tree, CA, the price of goods and services are 1% lower than the average of California as well as 8% higher than the nation's average.

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Salary Calculator

Use the salary calculator to compare your current income in Joshua Tree, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Joshua Tree, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Joshua Tree, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Joshua Tree, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Joshua Tree, CA homeowners have a median income of $45,911. Using that number, you will come up with a maximum of $1,071 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,232, which means there is a maximum of $659 to be spent on the costs of renting a home or apartment.

California Sales Tax

California Income Tax

One thing to keep in mind when considering the cost of living in Joshua Tree, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.25% and the maximum surtax that can be charged is 10.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

Groceries

Health Care

Housing

Transportation

Utilities

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

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Source: The Joshua Tree, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.