Haviland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHavilandNew YorkNational
Cost of living index121120100
IndexHavilandNew YorkNational
Goods & Services index122110100
Groceries index134105100
Health care index11499100
Housing index118149100
Transportation index111111100
Utilities index126102100
Displayed above is a general overview of the Haviland, NY cost of living index. The overall cost of living index in Haviland, NY is 121, which is 1% higher than the New York average and 21% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Haviland, NY are 11% higher than the New York average and 22% higher than the national average.

Did you know?

  • The cost of living in Haviland is 1% higher than the New York average.
  • The cost of living in Haviland is 21% higher than the national average.
  • The cost of housing in Haviland is 18% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Haviland, NY Cost of living To Other Cities

Salary Calculator

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The salary calculator is meant to help you compare your salary in Haviland, NY to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Haviland, NY, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Haviland, NY salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$95,625$7,969$2,231$2,869
Renters$56,318$4,693$1,314$1,690
One can approximate the cost of living and the housing affordability in Haviland, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Haviland, NY have a median income of $95,625. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,231 per month to avoid calamity and poverty. The renters in the city have an income of about $56,318, which would make their monthly maximum allowable rental costs $1,314.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Haviland, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemHavilandNational avg.Difference
Haircut $19.59$15.5625.9%
Beauty Salon $64.49$36.1178.6%
Toothpaste $3.04$2.4722.8%
Shampoo $0.98$0.961.2%
Movie $12.88$10.1327.2%
Bowling $7.01$4.7448.0%

Groceries

ItemHavilandNational avg.Difference
Ground Beef $5.75$3.9844.3%
Fried Chicken $1.66$1.4117.7%
Milk $2.70$2.0630.8%
Potatoes $5.37$2.9880.1%
Pizza $9.80$9.473.4%
Beer $9.94$8.7913.0%

Health Care

ItemHavilandNational avg.Difference
Optometrist $114.84$101.0413.7%
Doctor $124.85$107.4416.2%
Dentist $110.04$90.4221.7%
Ibuprofen $10.40$9.2812.1%
Lipitor $413.65$426.503.0%

Housing

ItemHavilandNational avg.Difference
Home Price $210,900.00$175,700.0020.0%
Avg. Mortgage Payment $2,269.26$1,133.23100.2%
Apartment Rent $1,040.00$920.0013.0%

Transportation

ItemHavilandNational avg.Difference
Gasoline $2.19$1.9910.0%
Tire Balancing $52.50$45.7614.7%

Utilities

ItemHavilandNational avg.Difference
All Electricity$237.81$163.8145.2%
Phone $29.01$28.392.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lincoln Park, NY2,2751055%
Lake Katrine, NY2,3741066%
Kingston, NY23,7071077%
East Kingston, NY2771088%
Rosendale Hamlet, NY1,4951088%
Haviland, NY3,51612121%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kelseyville, CA3,5161044%
Garden Ridge, TX3,51413232%
Alma, GA3,51483-17%
Brookville, NY3,518355255%
Lanai City, HI3,51415757%
Haviland, NY3,51612121%
Source: The Haviland, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.