Harrison cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarrisonNew YorkNational
Cost of living index198122100
IndexHarrisonNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index375149100
Transportation index100122100
Utilities index132102100
A general overview of the cost of living index for Harrison, NY is displayed above. In Harrison, NY, the overall cost of living index is 198, which is 62% higher than the New York average and 98% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Harrison, NY, the city's goods and services are 12% higher than the New York average and 26% higher than the U.S. average.

Did you know?

  • The cost of living in Harrison is 62% higher than the New York average.
  • The cost of living in Harrison is 98% higher than the national average.
  • The cost of housing in Harrison is 275% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Harrison, NY Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Harrison, NY to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Harrison, NY, you have to earn a higher income in order to still have the same standard of living. To operate the Harrison, NY salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$132,333$11,028$3,088$3,970
Renters$74,909$6,242$1,748$2,247
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Harrison, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Harrison, NY homeowners, is $132,333. This would allow for a maximum of $3,088 per month to be spent on housing costs. For renters, the median monthly income is $74,909 which would result in a maximum of $1,748 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Harrison, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemHarrisonNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%

Groceries

ItemHarrisonNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemHarrisonNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%

Housing

ItemHarrisonNational avg.Difference
Home Price $786,800.00$175,700.00347.8%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,897.00$920.00106.2%

Transportation

ItemHarrisonNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%

Utilities

ItemHarrisonNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731044%
Haverstraw, NY12,06013232%
Guttenberg, NJ11,39714646%
Hartsdale, NY5,34613636%
New Cassel, NY13,98813636%
Harrison, NY27,82219898%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Duluth, GA27,8211033%
Maryville, TN27,82493-7%
Lebanon, TN27,84797-3%
Mason City, IA27,77583-17%
Allen Park, MI27,86988-12%
Harrison, NY27,82219898%
Source: The Harrison, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.