Harrisburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarrisburgSouth DakotaNational
Cost of living index9789100
IndexHarrisburgSouth DakotaNational
Goods & Services index10495100
Groceries index105105100
Health care index11193100
Housing index9175100
Transportation index9891100
Utilities index7687100
The above illustration supplies generalized information for the Harrisburg, SD cost of living index. Compared to other cities in South Dakota and cities across the country, the cost of living index in Harrisburg, SD is 97, which is 9% higher than the South Dakota average and 3% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Harrisburg, SD are 10% higher than the average for South Dakota and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Harrisburg is 9% higher than the South Dakota average.
  • The cost of living in Harrisburg is 3% lower than the national average.
  • The cost of housing in Harrisburg is 9% lower than the national average.
  • South Dakota general sales tax is 21% lower than the national average.
  • South Dakota state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Harrisburg, SD would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Harrisburg, SD, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Harrisburg, SD salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Harrisburg, SD, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Harrisburg, SD homeowners have a median income of $72,697. Using that number, you will come up with a maximum of $1,696 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $35,606, which means there is a maximum of $831 to be spent on the costs of renting a home or apartment.

South Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Dakota4%6%

South Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
South Dakota0%0%
When assessing the complete cost of living in Harrisburg, SD, the South Dakota income tax and the South Dakota sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The South Dakota maximum surtax is 6%, and the South Dakota sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in South Dakota.

Goods & Services

ItemHarrisburgNational avg.Difference
Haircut $18.25$14.5925.1%
Beauty Salon $25.50$34.6826.5%
Toothpaste $1.79$2.4727.6%
Shampoo $0.92$1.0210.0%
Movie $9.25$9.876.3%
Bowling $3.50$4.3920.3%


ItemHarrisburgNational avg.Difference
Ground Beef $4.88$4.489.0%
Fried Chicken $2.09$1.4642.8%
Milk $2.29$2.362.8%
Potatoes $2.79$3.068.9%
Pizza $12.00$9.2429.8%
Beer $7.76$8.6310.1%

Health Care

ItemHarrisburgNational avg.Difference
Optometrist $76.81$99.7823.0%
Doctor $160.37$105.0352.7%
Dentist $92.75$88.704.6%
Ibuprofen $8.15$9.4113.4%
Lipitor $266.68$298.5010.7%


ItemHarrisburgNational avg.Difference
Home Price $172,400.00$175,700.001.9%
Avg. Mortgage Payment $929.86$1,081.0314.0%
Apartment Rent $693.00$920.0024.7%


ItemHarrisburgNational avg.Difference
Gasoline $1.98$2.095.4%
Tire Balancing $48.00$45.296.0%


ItemHarrisburgNational avg.Difference
All Electricity$148.78$170.8012.9%
Phone $17.01$28.2639.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Davis, SD6078-22%
Fairview, SD5080-20%
Chancellor, SD30581-19%
Inwood, IA77287-13%
Valley Springs, SD70188-12%
Harrisburg, SD4,67897-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Offutt AFB, NE4,6781022%
Lake San Marcos, CA4,67914444%
Highland Lakes, AL4,67912525%
Lexington, MO4,67684-16%
Galeville, NY4,67692-8%
Harrisburg, SD4,67897-3%
Source: The Harrisburg, SD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.