Harrisburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8099100
Goods & Services index9298100
Groceries index9399100
Health care index92101100
Housing index4699100
Transportation index9297100
Utilities index114101100
Displayed above is a general overview of the Harrisburg, IL cost of living index. The overall cost of living index in Harrisburg, IL is 80, which is 19% lower than the Illinois average and 20% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Harrisburg, IL are 7% lower than the Illinois average and 8% lower than the national average.

Did you know?

  • The cost of living in Harrisburg is 19% lower than the Illinois average.
  • The cost of living in Harrisburg is 20% lower than the national average.
  • The cost of housing in Harrisburg is 54% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Compare Harrisburg, IL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Harrisburg, IL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Harrisburg, IL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Harrisburg, IL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Harrisburg, IL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Harrisburg, IL, the median monthly income is $48,176 for those who own their own homes. Under the standard rule, that income level would allow for $1,124 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $21,271, per the median income in the area. That would allow for renters to spend up to $496 on monthly rental expenses.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Harrisburg, IL is the Illinois sales tax and Illinois income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Illinois sales tax rate is 6.25% and the maximum surtax that can be charged is 9.75%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Illinois income tax rates range from 3.75% to 3.75%.

Goods & Services

ItemHarrisburgNational avg.Difference
Haircut $15.17$14.594.0%
Beauty Salon $34.60$34.680.2%
Toothpaste $1.76$2.4728.8%
Shampoo $0.75$1.0226.6%
Movie $9.84$9.870.3%
Bowling $2.92$4.3933.5%


ItemHarrisburgNational avg.Difference
Ground Beef $3.73$4.4816.7%
Fried Chicken $1.33$1.469.2%
Milk $2.01$2.3614.7%
Potatoes $3.18$3.063.9%
Pizza $8.16$9.2411.7%
Beer $8.14$8.635.7%

Health Care

ItemHarrisburgNational avg.Difference
Optometrist $107.00$99.787.2%
Doctor $93.00$105.0311.5%
Dentist $75.67$88.7014.7%
Ibuprofen $8.78$9.416.7%
Lipitor $301.70$298.501.1%


ItemHarrisburgNational avg.Difference
Home Price $64,600.00$175,700.0063.2%
Avg. Mortgage Payment $937.81$1,081.0313.2%
Apartment Rent $611.00$920.0033.6%


ItemHarrisburgNational avg.Difference
Gasoline $1.91$2.098.7%
Tire Balancing $43.12$45.294.8%


ItemHarrisburgNational avg.Difference
All Electricity$182.62$170.806.9%
Phone $35.01$28.2623.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Omaha, IL24975-25%
Broughton, IL28675-25%
Eldorado, IL4,13977-23%
Carrier Mills, IL1,81378-22%
New Burnside, IL18878-22%
Harrisburg, IL8,98980-20%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Pulaski, VA8,99386-14%
Lincoln Village, OH8,99484-16%
Olney, IL8,99781-19%
Stony Brook University, NY8,99715050%
Saline, MI9,00098-2%
Harrisburg, IL8,98980-20%
Source: The Harrisburg, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.