Grass Valley cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGrass ValleyCaliforniaNational
Cost of living index127135100
IndexGrass ValleyCaliforniaNational
Goods & Services index115107100
Groceries index133117100
Health care index120109100
Housing index128189100
Transportation index154125100
Utilities index136116100
An overview of the general cost of living index for Grass Valley, CA is displayed above for your reference. Residents in Grass Valley, CA enjoy a cost of living index of 127. This index is 6% lower than the California average, and 27% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Grass Valley, CA, the average cost of goods and services is 7% higher than it is in California, and it is 15% higher than the national average.

Did you know?

  • The cost of living in Grass Valley is 6% lower than the California average.
  • The cost of living in Grass Valley is 27% higher than the national average.
  • The cost of housing in Grass Valley is 28% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Grass Valley, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Grass Valley, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Grass Valley, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Grass Valley, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Grass Valley, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Grass Valley, CA homeowners, the median income is $42,701. This indicates that a monthly maximum of $996 should be spent by homeowners on all housing related costs. Renters have a median income of $24,933. This indicates that renters should have a maximum of $582 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Grass Valley, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemGrass ValleyNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $50.00$34.6844.2%
Toothpaste $3.79$2.4753.2%
Shampoo $1.32$1.0229.2%
Movie $11.00$9.8711.5%
Bowling $2.88$4.3934.4%


ItemGrass ValleyNational avg.Difference
Ground Beef $5.12$4.4814.4%
Fried Chicken $1.84$1.4625.7%
Milk $2.77$2.3617.5%
Potatoes $3.87$3.0626.4%
Pizza $15.99$9.2473.0%
Beer $9.24$8.637.0%

Health Care

ItemGrass ValleyNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $111.81$105.036.5%
Dentist $121.33$88.7036.8%
Ibuprofen $11.87$9.4126.1%
Lipitor $320.00$298.507.2%


ItemGrass ValleyNational avg.Difference
Home Price $246,800.00$175,700.0040.5%
Avg. Mortgage Payment $2,907.43$1,081.03169.0%
Apartment Rent $920.00$920.00 


ItemGrass ValleyNational avg.Difference
Gasoline $3.60$2.0972.1%
Tire Balancing $46.00$45.291.6%


ItemGrass ValleyNational avg.Difference
All Electricity$252.17$170.8047.6%
Phone $33.50$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Washington, CA1712727%
North San Juan, CA2811044%
Pike, CA12611010%
Smartsville, CA14312020%
Dobbins, CA65812121%
Grass Valley, CA12,86112727%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lakeland North, WA12,86012020%
Buford, GA12,864100-0%
Palmetto, FL12,85693-7%
Ardmore, PA12,86712828%
Lakeside, VA12,85499-1%
Grass Valley, CA12,86112727%
Source: The Grass Valley, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.