Grand Haven cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexGrand HavenMichiganNational
Cost of living index8689100
IndexGrand HavenMichiganNational
Goods & Services index9494100
Groceries index9194100
Health care index89100100
Housing index6973100
Transportation index101101100
Utilities index8996100
An overview of the general cost of living index for Grand Haven, MI is displayed above for your reference. Residents in Grand Haven, MI enjoy a cost of living index of 86. This index is 3% lower than the Michigan average, and 14% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Grand Haven, MI, the average cost of goods and services is equal to it is in Michigan, and it is 6% lower than the national average.

Did you know?

  • The cost of living in Grand Haven is 3% lower than the Michigan average.
  • The cost of living in Grand Haven is 14% lower than the national average.
  • The cost of housing in Grand Haven is 31% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Grand Haven, MI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Grand Haven, MI, then you would need to earn more income in order to maintain the same standard of living. To use the Grand Haven, MI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,851$4,571$1,280$1,646
Renters$28,612$2,384$668$858
The affordability of the housing market in Grand Haven, MI as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Grand Haven, MI homeowners, the median income is $54,851. This indicates that a monthly maximum of $1,280 should be spent by homeowners on all housing related costs. Renters have a median income of $28,612. This indicates that renters should have a maximum of $668 used for their rent related monthly costs.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
One thing to keep in mind when considering the cost of living in Grand Haven, MI is the Michigan sales tax and Michigan income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Michigan sales tax rate is 6% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

Goods & Services

ItemGrand HavenNational avg.Difference
Haircut $17.33$15.5611.4%
Beauty Salon $32.00$36.1111.4%
Toothpaste $1.61$2.4735.0%
Shampoo $0.77$0.9620.2%
Movie $11.52$10.1313.7%
Bowling $3.99$4.7415.7%

Groceries

ItemGrand HavenNational avg.Difference
Ground Beef $3.45$3.9813.4%
Fried Chicken $1.12$1.4120.6%
Milk $1.35$2.0634.6%
Potatoes $2.76$2.987.4%
Pizza $9.66$9.472.0%
Beer $8.13$8.797.5%

Health Care

ItemGrand HavenNational avg.Difference
Optometrist $88.61$101.0412.3%
Doctor $91.00$107.4415.3%
Dentist $78.92$90.4212.7%
Ibuprofen $8.26$9.2811.0%
Lipitor $418.53$426.501.9%

Housing

ItemGrand HavenNational avg.Difference
Home Price $116,800.00$175,700.0033.5%
Avg. Mortgage Payment $862.03$1,133.2323.9%
Apartment Rent $681.00$920.0026.0%

Transportation

ItemGrand HavenNational avg.Difference
Gasoline $1.99$1.990.4%
Tire Balancing $47.99$45.764.9%

Utilities

ItemGrand HavenNational avg.Difference
All Electricity$169.46$163.813.5%
Phone $20.00$28.3929.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Muskegon Heights, MI10,80777-23%
Muskegon, MI37,82279-21%
Roosevelt Park, MI3,81783-17%
Ravenna, MI1,19385-15%
Coopersville, MI4,30986-14%
Grand Haven, MI10,68786-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Shady Hills, FL10,68788-12%
Darby, PA10,68998-2%
Smyrna, DE10,6811055%
Lighthouse Point, FL10,69312323%
Bedford Heights, OH10,68092-8%
Grand Haven, MI10,68786-14%
Source: The Grand Haven, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.