Fort Wayne cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexFort WayneIndianaNational
Cost of living index8488100
IndexFort WayneIndianaNational
Goods & Services index9695100
Groceries index9292100
Health care index9295100
Housing index6173100
Transportation index8893100
Utilities index9393100
An overview of the general cost of living index for Fort Wayne, IN is displayed above for your reference. Residents in Fort Wayne, IN enjoy a cost of living index of 84. This index is 5% lower than the Indiana average, and 16% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Fort Wayne, IN, the average cost of goods and services is 1% higher than it is in Indiana, and it is 5% lower than the national average.

Did you know?

  • The cost of living in Fort Wayne is 5% lower than the Indiana average.
  • The cost of living in Fort Wayne is 16% lower than the national average.
  • The cost of housing in Fort Wayne is 39% lower than the national average.
  • Indiana general sales tax is 37% higher than the national average.
  • Indiana state income tax is 48% higher than the national average.

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Compare Fort Wayne, IN Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Fort Wayne, IN to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Fort Wayne, IN, you have to earn a higher income in order to still have the same standard of living. To operate the Fort Wayne, IN salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Fort Wayne, IN, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Fort Wayne, IN, the median monthly income is $56,612 for those who own their own homes. Under the standard rule, that income level would allow for $1,321 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $27,053, per the median income in the area. That would allow for renters to spend up to $631 on monthly rental expenses.

Indiana Sales Tax

StateGeneral Sales TaxWith Max Surtax

Indiana Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Fort Wayne, IN and want to know what the true cost of living is, they ought to look at both the Indiana income tax rate and the Indiana sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Indiana, the sales tax is 7%, while the most you'll pay in surtax is 7%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Indiana, the income tax rate ranges between 3.3% to 3.3%.

Goods & Services

ItemFort WayneNational avg.Difference
Haircut $12.00$14.5917.8%
Beauty Salon $22.00$34.6836.6%
Toothpaste $1.78$2.4728.0%
Shampoo $0.84$1.0217.8%
Movie $9.25$9.876.3%
Bowling $3.33$4.3924.2%


ItemFort WayneNational avg.Difference
Ground Beef $4.32$4.483.5%
Fried Chicken $1.29$1.4611.9%
Milk $1.49$2.3636.8%
Potatoes $3.22$3.065.2%
Pizza $9.00$9.242.6%
Beer $8.54$8.631.1%

Health Care

ItemFort WayneNational avg.Difference
Optometrist $91.33$99.788.5%
Doctor $86.33$105.0317.8%
Dentist $83.50$88.705.9%
Ibuprofen $8.08$9.4114.2%
Lipitor $301.80$298.501.1%


ItemFort WayneNational avg.Difference
Home Price $99,800.00$175,700.0043.2%
Avg. Mortgage Payment $827.91$1,081.0323.4%
Apartment Rent $661.00$920.0028.2%


ItemFort WayneNational avg.Difference
Gasoline $1.90$2.099.0%
Tire Balancing $36.67$45.2919.0%


ItemFort WayneNational avg.Difference
All Electricity$137.03$170.8019.8%
Phone $30.99$28.269.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Monroeville, IN1,29480-20%
Churubusco, IN1,80681-19%
Woodburn, IN1,60982-18%
New Haven, IN15,61283-17%
Grabill, IN1,44084-16%
Fort Wayne, IN255,78484-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Jersey City, NJ255,86114141%
Chula Vista, CA253,03113434%
Buffalo, NY259,95980-20%
Orlando, FL250,22498-2%
St. Petersburg, FL248,42994-6%
Fort Wayne, IN255,78484-16%
Source: The Fort Wayne, IN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.