Cost Of Living In Ferndale, PA

Ferndale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Ferndale	Pennsylvania	National
Cost of living index	81	100	100
Index	Ferndale	Pennsylvania	National
Goods & Services index	88	99	100
Groceries index	97	102	100
Health care index	95	90	100
Housing index	49	93	100
Transportation index	106	109	100
Utilities index	102	115	100

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The cost of living in Ferndale is 19% lower than the Pennsylvania average.
The cost of living in Ferndale is 19% lower than the national average.
The cost of housing in Ferndale is 51% lower than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$45,806	$3,817	$1,069	$1,374
Renters	$28,804	$2,400	$672	$864

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Ferndale	National avg.	Difference
Haircut	$13.15	$15.56	15.5%
Beauty Salon	$37.36	$36.11	3.5%
Toothpaste	$2.36	$2.47	4.6%
Shampoo	$0.93	$0.96	3.6%
Movie	$9.94	$10.13	1.9%
Bowling	$4.01	$4.74	15.2%

Groceries

Item	Ferndale	National avg.	Difference
Ground Beef	$2.88	$3.98	27.8%
Fried Chicken	$1.34	$1.41	4.8%
Milk	$1.86	$2.06	10.0%
Potatoes	$3.32	$2.98	11.4%
Pizza	$9.90	$9.47	4.5%
Beer	$10.34	$8.79	17.6%

Health Care

Item	Ferndale	National avg.	Difference
Optometrist	$80.03	$101.04	20.8%
Doctor	$97.54	$107.44	9.2%
Dentist	$89.29	$90.42	1.2%
Ibuprofen	$8.86	$9.28	4.5%
Lipitor	$415.12	$426.50	2.7%

Housing

Item	Ferndale	National avg.	Difference
Home Price	$72,800.00	$175,700.00	58.6%
Avg. Mortgage Payment	$961.34	$1,133.23	15.2%
Apartment Rent	$613.00	$920.00	33.4%

Transportation

Item	Ferndale	National avg.	Difference
Gasoline	$2.19	$1.99	9.7%
Tire Balancing	$45.27	$45.76	1.1%

Utilities

Item	Ferndale	National avg.	Difference
All Electricity	$184.95	$163.81	12.9%
Phone	$25.21	$28.39	11.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
University of Pittsburgh Johnstown, PA	1,396	95	-5%
Graceton, PA	238	74	-26%
Ehrenfeld, PA	205	76	-24%
Johnstown, PA	20,576	76	-24%
Dale, PA	1,213	76	-24%
Ferndale, PA	1,559	81	-19%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Lincolnton, GA	1,559	87	-13%
Golden's Bridge, NY	1,559	173	73%
Madison, MN	1,559	82	-18%
Kingsford Heights, IN	1,558	80	-20%
Ault, CO	1,558	94	-6%
Ferndale, PA	1,559	81	-19%

Source: The Ferndale, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Ferndale, PA Cost of Living