Exeter cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexExeterPennsylvaniaNational
Cost of living index93102100
IndexExeterPennsylvaniaNational
Goods & Services index100103100
Groceries index104105100
Health care index11297100
Housing index6893100
Transportation index123112100
Utilities index91112100
Displayed above is a general overview of the Exeter, PA cost of living index. The overall cost of living index in Exeter, PA is 93, which is 9% lower than the Pennsylvania average and 7% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Exeter, PA are 3% lower than the Pennsylvania average and equal to the national average.

Did you know?

  • The cost of living in Exeter is 9% lower than the Pennsylvania average.
  • The cost of living in Exeter is 7% lower than the national average.
  • The cost of housing in Exeter is 32% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Exeter, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Exeter, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Exeter, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$55,144$4,595$1,287$1,654
Renters$24,745$2,062$577$742
One can approximate the cost of living and the housing affordability in Exeter, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Exeter, PA have a median income of $55,144. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,287 per month to avoid calamity and poverty. The renters in the city have an income of about $24,745, which would make their monthly maximum allowable rental costs $577.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in Exeter, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemExeterNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $34.25$34.681.2%
Toothpaste $3.08$2.4724.5%
Shampoo $1.51$1.0247.7%
Movie $10.50$9.876.4%
Bowling $4.00$4.398.9%

Groceries

ItemExeterNational avg.Difference
Ground Beef $4.41$4.481.5%
Fried Chicken $1.62$1.4610.7%
Milk $1.90$2.3619.4%
Potatoes $3.24$3.065.8%
Pizza $8.00$9.2413.4%
Beer $9.59$8.6311.1%

Health Care

ItemExeterNational avg.Difference
Optometrist $109.00$99.789.2%
Doctor $143.69$105.0336.8%
Dentist $87.00$88.701.9%
Ibuprofen $9.48$9.410.7%
Lipitor $320.90$298.507.5%

Housing

ItemExeterNational avg.Difference
Home Price $118,500.00$175,700.0032.6%
Avg. Mortgage Payment $1,281.68$1,081.0318.6%
Apartment Rent $631.00$920.0031.4%

Transportation

ItemExeterNational avg.Difference
Gasoline $2.63$2.0926.0%
Tire Balancing $51.93$45.2914.7%

Utilities

ItemExeterNational avg.Difference
All Electricity$179.24$170.804.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Glen Lyon, PA1,71986-14%
Sugar Notch, PA95392-8%
Ashley, PA2,76592-8%
Plymouth, PA5,90588-12%
Wilkes-Barre, PA41,20292-8%
Exeter, PA5,63393-7%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Portland, CT5,63412323%
Breckenridge, TX5,63179-21%
James City, NC5,63598-2%
Morris Plains, NJ5,63515050%
Carterville, IL5,63588-12%
Exeter, PA5,63393-7%
Source: The Exeter, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.