Evanston cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEvanstonIllinoisNational
Cost of living index12998100
IndexEvanstonIllinoisNational
Goods & Services index10897100
Groceries index10897100
Health care index103100100
Housing index17699100
Transportation index126104100
Utilities index9595100
A general overview of the cost of living index for Evanston, IL is displayed above. In Evanston, IL, the overall cost of living index is 129, which is 31% higher than the Illinois average and 29% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Evanston, IL, the city's goods and services are 12% higher than the Illinois average and 8% higher than the U.S. average.

Did you know?

  • The cost of living in Evanston is 31% higher than the Illinois average.
  • The cost of living in Evanston is 29% higher than the national average.
  • The cost of housing in Evanston is 76% higher than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Evanston, IL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Evanston, IL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Evanston, IL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$108,996$9,083$2,543$3,270
Renters$38,662$3,222$902$1,160
One can approximate the cost of living and the housing affordability in Evanston, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Evanston, IL have a median income of $108,996. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,543 per month to avoid calamity and poverty. The renters in the city have an income of about $38,662, which would make their monthly maximum allowable rental costs $902.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
When you are determining the total cost of living in Evanston, IL you will want to make sure you consider both the Illinois sales tax and the Illinois income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Illinois is 6.25%, with the highest surtax being 9.75%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Illinois have a range from 3.75% to 3.75%.

Goods & Services

ItemEvanstonNational avg.Difference
Haircut $17.44$15.5612.1%
Beauty Salon $55.00$36.1152.3%
Toothpaste $2.68$2.478.3%
Shampoo $1.00$0.963.6%
Movie $13.20$10.1330.3%
Bowling $8.00$4.7468.9%

Groceries

ItemEvanstonNational avg.Difference
Ground Beef $4.57$3.9814.6%
Fried Chicken $1.67$1.4118.4%
Milk $1.94$2.065.8%
Potatoes $3.51$2.9817.6%
Pizza $9.99$9.475.5%
Beer $8.73$8.790.7%

Health Care

ItemEvanstonNational avg.Difference
Optometrist $95.00$101.046.0%
Doctor $99.17$107.447.7%
Dentist $101.11$90.4211.8%
Ibuprofen $9.80$9.285.6%
Lipitor $421.75$426.501.1%

Housing

ItemEvanstonNational avg.Difference
Home Price $342,800.00$175,700.0095.1%
Avg. Mortgage Payment $1,611.36$1,133.2342.2%
Apartment Rent $1,197.00$920.0030.1%

Transportation

ItemEvanstonNational avg.Difference
Gasoline $2.57$1.9928.9%
Tire Balancing $54.44$45.7619.0%

Utilities

ItemEvanstonNational avg.Difference
All Electricity$150.85$163.817.9%
Phone $28.44$28.390.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cicero, IL84,4231000%
Bellwood, IL19,1491011%
Maywood, IL24,1481022%
Stone Park, IL4,9591033%
Broadview, IL7,9561033%
Evanston, IL75,28212929%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kalamazoo, MI75,19079-21%
St. George, UT75,4691011%
Upland, CA75,08913939%
Decatur, IL75,08882-18%
Bethlehem, PA75,0501066%
Evanston, IL75,28212929%
Source: The Evanston, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.