East Ridge cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEast RidgeTennesseeNational
Cost of living index8990100
IndexEast RidgeTennesseeNational
Goods & Services index9697100
Groceries index9393100
Health care index10690100
Housing index7180100
Transportation index9090100
Utilities index10092100
An overview of the general cost of living index for East Ridge, TN is displayed above for your reference. Residents in East Ridge, TN enjoy a cost of living index of 89. This index is 2% lower than the Tennessee average, and 11% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in East Ridge, TN, the average cost of goods and services is 1% lower than it is in Tennessee, and it is 4% lower than the national average.

Did you know?

  • The cost of living in East Ridge is 2% lower than the Tennessee average.
  • The cost of living in East Ridge is 11% lower than the national average.
  • The cost of housing in East Ridge is 29% lower than the national average.
  • Tennessee general sales tax is 37% higher than the national average.
  • Tennessee state income tax is 100% lower than the national average.

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Compare East Ridge, TN Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current income in East Ridge, TN to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of East Ridge, TN, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the East Ridge, TN salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in East Ridge, TN, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In East Ridge, TN homeowners have a median income of $51,135. Using that number, you will come up with a maximum of $1,193 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,678, which means there is a maximum of $669 to be spent on the costs of renting a home or apartment.

Tennessee Sales Tax

StateGeneral Sales TaxWith Max Surtax

Tennessee Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in East Ridge, TN, it's important to take into account the sales tax for Tennessee, as well as the rate for income tax in Tennessee. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Tennessee is 9.75%, and the sales tax in the state of Tennessee is 7%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Tennessee starts from 0% and goes up to 0%.

Goods & Services

ItemEast RidgeNational avg.Difference
Haircut $14.07$15.569.6%
Beauty Salon $48.33$36.1133.9%
Toothpaste $2.54$2.472.6%
Shampoo $0.88$0.969.2%
Movie $10.98$10.138.5%
Bowling $4.99$4.745.4%


ItemEast RidgeNational avg.Difference
Ground Beef $3.94$3.981.1%
Fried Chicken $1.09$1.4122.8%
Milk $1.99$2.063.6%
Potatoes $3.13$2.984.8%
Pizza $8.99$9.475.1%
Beer $8.64$8.791.7%

Health Care

ItemEast RidgeNational avg.Difference
Optometrist $97.79$101.043.2%
Doctor $127.67$107.4418.8%
Dentist $90.33$90.420.1%
Ibuprofen $8.81$9.285.0%
Lipitor $459.47$426.507.7%


ItemEast RidgeNational avg.Difference
Home Price $116,700.00$175,700.0033.6%
Avg. Mortgage Payment $1,094.28$1,133.233.4%
Apartment Rent $764.00$920.0017.0%


ItemEast RidgeNational avg.Difference
Gasoline $1.72$1.9913.8%
Tire Balancing $45.60$45.760.4%


ItemEast RidgeNational avg.Difference
All Electricity$148.10$163.819.6%
Phone $32.00$28.3912.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rossville, GA4,06682-18%
Fairview, GA7,38183-17%
Lakeview, GA5,60384-16%
Powells Crossroads, TN1,64586-14%
Chattanooga Valley, GA3,84887-13%
East Ridge, TN21,22089-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Milwaukee, WI21,21096-4%
Haines City, FL21,20787-13%
Kiryas Joel, NY21,20112929%
Harvey, LA21,24794-6%
Oxford, AL21,25088-12%
East Ridge, TN21,22089-11%
Source: The East Ridge, TN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.