East Greenbush cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEast GreenbushNew YorkNational
Cost of living index115120100
IndexEast GreenbushNew YorkNational
Goods & Services index115110100
Groceries index109105100
Health care index9899100
Housing index130149100
Transportation index107111100
Utilities index91102100
An overview of the general cost of living index for East Greenbush, NY is displayed above for your reference. Residents in East Greenbush, NY enjoy a cost of living index of 115. This index is 4% lower than the New York average, and 15% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in East Greenbush, NY, the average cost of goods and services is 4% higher than it is in New York, and it is 15% higher than the national average.

Did you know?

  • The cost of living in East Greenbush is 4% lower than the New York average.
  • The cost of living in East Greenbush is 15% higher than the national average.
  • The cost of housing in East Greenbush is 30% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare East Greenbush, NY Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in East Greenbush, NY to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in East Greenbush, NY, then you would need to earn more income in order to maintain the same standard of living. To use the East Greenbush, NY salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$101,627$8,469$2,371$3,049
Renters$52,578$4,382$1,227$1,577
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in East Greenbush, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. East Greenbush, NY has a median income of about $101,627 for people who own homes. Based on that number, a person should spend a maximum of $2,371 on expenses related to housing. Renters have a slightly different median income, which is $52,578. Based on this average, renters should spend no more than $1,227 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in East Greenbush, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemEast GreenbushNational avg.Difference
Haircut $22.21$15.5642.7%
Beauty Salon $38.15$36.115.7%
Toothpaste $4.05$2.4763.8%
Shampoo $1.45$0.9649.9%
Movie $12.13$10.1319.8%
Bowling $3.69$4.7422.1%

Groceries

ItemEast GreenbushNational avg.Difference
Ground Beef $4.52$3.9813.5%
Fried Chicken $1.47$1.414.7%
Milk $2.75$2.0633.1%
Potatoes $3.00$2.980.5%
Pizza $10.87$9.4714.7%
Beer $9.82$8.7911.7%

Health Care

ItemEast GreenbushNational avg.Difference
Optometrist $91.63$101.049.3%
Doctor $102.93$107.444.2%
Dentist $92.72$90.422.5%
Ibuprofen $9.00$9.283.0%
Lipitor $402.30$426.505.7%

Housing

ItemEast GreenbushNational avg.Difference
Home Price $244,200.00$175,700.0039.0%
Avg. Mortgage Payment $1,343.08$1,133.2318.5%
Apartment Rent $1,014.00$920.0010.2%

Transportation

ItemEast GreenbushNational avg.Difference
Gasoline $2.18$1.999.5%
Tire Balancing $46.70$45.762.1%

Utilities

ItemEast GreenbushNational avg.Difference
All Electricity$148.48$163.819.4%
Phone $26.00$28.398.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Schenectady, NY66,05598-2%
Green Island, NY2,61299-1%
Watervliet, NY10,2501000%
Troy, NY49,9651011%
Nassau, NY1,1031011%
East Greenbush, NY4,64111515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Crestwood, KY4,64099-1%
Ashland City, TN4,64391-9%
Sunbury, OH4,63996-4%
Oak Hill, TN4,63914141%
Lake Darby, OH4,63995-5%
East Greenbush, NY4,64111515%
Source: The East Greenbush, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.