Durango cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index126107100
Goods & Services index109101100
Groceries index10198100
Health care index101104100
Housing index180127100
Transportation index9899100
Utilities index9688100
A general overview of the cost of living index for Durango, CO is displayed above. In Durango, CO, the overall cost of living index is 126, which is 18% higher than the Colorado average and 26% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Durango, CO, the city's goods and services are 8% higher than the Colorado average and 9% higher than the U.S. average.

Did you know?

  • The cost of living in Durango is 18% higher than the Colorado average.
  • The cost of living in Durango is 26% higher than the national average.
  • The cost of housing in Durango is 80% higher than the national average.
  • Colorado general sales tax is 43% lower than the national average.
  • Colorado state income tax is 108% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Durango, CO would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Durango, CO, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Durango, CO salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Durango, CO as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Durango, CO homeowners, the median income is $69,033. This indicates that a monthly maximum of $1,611 should be spent by homeowners on all housing related costs. Renters have a median income of $42,946. This indicates that renters should have a maximum of $1,002 used for their rent related monthly costs.

Colorado Sales Tax

StateGeneral Sales TaxWith Max Surtax

Colorado Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Durango, CO, it's important to take into account the sales tax for Colorado, as well as the rate for income tax in Colorado. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Colorado is 10%, and the sales tax in the state of Colorado is 2.9%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Colorado starts from 4.63% and goes up to 4.63%.

Goods & Services

ItemDurangoNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $29.00$34.6816.4%
Toothpaste $2.28$2.477.8%
Shampoo $0.94$1.028.0%
Movie $9.50$9.873.7%
Bowling $3.65$4.3916.9%


ItemDurangoNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.29$1.4611.9%
Milk $2.09$2.3611.3%
Potatoes $2.24$3.0626.8%
Pizza $10.79$9.2416.7%
Beer $9.39$8.638.8%

Health Care

ItemDurangoNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $127.50$105.0321.4%
Dentist $80.50$88.709.2%
Ibuprofen $8.98$9.414.6%
Lipitor $294.93$298.501.2%


ItemDurangoNational avg.Difference
Home Price $357,600.00$175,700.00103.5%
Avg. Mortgage Payment $1,479.75$1,081.0336.9%
Apartment Rent $1,149.00$920.0024.9%


ItemDurangoNational avg.Difference
Gasoline $2.10$2.090.4%
Tire Balancing $41.98$45.297.3%


ItemDurangoNational avg.Difference
All Electricity$160.81$170.805.9%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Southern Ute, CO15694-6%
Ignacio, CO83299-1%
Durango, CO17,26812626%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Buckhall, VA17,26513434%
Jenison, MI17,27196-4%
Clayton, NC17,27498-2%
North Babylon, NY17,26214343%
Shafter, CA17,26198-2%
Durango, CO17,26812626%
Source: The Durango, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.