Clover Creek cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexClover CreekWashingtonNational
Cost of living index115112100
IndexClover CreekWashingtonNational
Goods & Services index112104100
Groceries index95102100
Health care index122116100
Housing index130135100
Transportation index107108100
Utilities index10983100
A general summary of the cost of living index in Clover Creek, WA is shown above. Compared to the state average of Washington the cost of living index in Clover Creek, WA is 115, which is 3% higher than the average in Washington and compared to the national average it is 15% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Clover Creek, WA goods and services come in at 8% higher than the average in Washington and are 12% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Clover Creek is 3% higher than the Washington average.
  • The cost of living in Clover Creek is 15% higher than the national average.
  • The cost of housing in Clover Creek is 30% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Compare Clover Creek, WA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Clover Creek, WA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Clover Creek, WA, you have to earn a higher income in order to still have the same standard of living. To operate the Clover Creek, WA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,832$6,153$1,723$2,215
Renters$38,333$3,194$894$1,150
The affordability of the housing market in Clover Creek, WA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Clover Creek, WA homeowners, the median income is $73,832. This indicates that a monthly maximum of $1,723 should be spent by homeowners on all housing related costs. Renters have a median income of $38,333. This indicates that renters should have a maximum of $894 used for their rent related monthly costs.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax
Washington6.5%9.6%

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
Washington0%0%
When you are determining the total cost of living in Clover Creek, WA you will want to make sure you consider both the Washington sales tax and the Washington income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Washington is 6.5%, with the highest surtax being 9.6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Washington have a range from 0% to 0%.

Goods & Services

ItemClover CreekNational avg.Difference
Haircut $11.40$14.5921.9%
Beauty Salon $29.60$34.6814.6%
Toothpaste $2.73$2.4710.4%
Shampoo $1.01$1.021.2%
Movie $12.20$9.8723.6%
Bowling $4.52$4.392.9%

Groceries

ItemClover CreekNational avg.Difference
Ground Beef $4.10$4.488.4%
Fried Chicken $1.26$1.4613.9%
Milk $2.33$2.361.1%
Potatoes $1.78$3.0641.9%
Pizza $12.00$9.2429.8%
Beer $8.31$8.633.7%

Health Care

ItemClover CreekNational avg.Difference
Optometrist $151.00$99.7851.3%
Doctor $127.67$105.0321.6%
Dentist $109.00$88.7022.9%
Ibuprofen $12.01$9.4127.6%
Lipitor $329.60$298.5010.4%

Housing

ItemClover CreekNational avg.Difference
Home Price $234,900.00$175,700.0033.7%
Avg. Mortgage Payment $946.00$1,081.0312.5%
Apartment Rent $1,109.00$920.0020.5%

Transportation

ItemClover CreekNational avg.Difference
Gasoline $2.24$2.097.1%
Tire Balancing $48.00$45.296.0%

Utilities

ItemClover CreekNational avg.Difference
All Electricity$135.34$170.8020.8%
Phone $42.37$28.2649.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ketron Island, WA01088%
North Puyallup, WA1,74697-3%
Nisqually Indian Community, WA65598-2%
Midland, WA8,5261044%
Kapowsin, WA2101044%
Clover Creek, WA7,05211515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Archbald, PA7,05398-2%
Corbin, KY7,05185-15%
Oak Island, NC7,05111212%
Seward, NE7,05091-9%
Cortland, OH7,05084-16%
Clover Creek, WA7,05211515%
Source: The Clover Creek, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.