Chippewa Falls cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexChippewa FallsWisconsinNational
Cost of living index9197100
IndexChippewa FallsWisconsinNational
Goods & Services index10298100
Groceries index9599100
Health care index111112100
Housing index6791100
Transportation index109103100
Utilities index94100100
A general overview of the cost of living index for Chippewa Falls, WI is displayed above. In Chippewa Falls, WI, the overall cost of living index is 91, which is 7% lower than the Wisconsin average and 9% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Chippewa Falls, WI, the city's goods and services are 4% higher than the Wisconsin average and 2% higher than the U.S. average.

Did you know?

  • The cost of living in Chippewa Falls is 7% lower than the Wisconsin average.
  • The cost of living in Chippewa Falls is 9% lower than the national average.
  • The cost of housing in Chippewa Falls is 33% lower than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

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Compare Chippewa Falls, WI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Chippewa Falls, WI to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Chippewa Falls, WI, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Chippewa Falls, WI salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Chippewa Falls, WI by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Chippewa Falls, WI have a median income of $53,530. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,249 per month to avoid calamity and poverty. The renters in the city have an income of about $23,178, which would make their monthly maximum allowable rental costs $541.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Chippewa Falls, WI is the Wisconsin sales tax and Wisconsin income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Wisconsin sales tax rate is 5% and the maximum surtax that can be charged is 5.6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Wisconsin income tax rates range from 4.4% to 7.65%.

Goods & Services

ItemChippewa FallsNational avg.Difference
Haircut $17.33$15.5611.4%
Beauty Salon $31.67$36.1112.3%
Toothpaste $2.55$2.473.1%
Shampoo $1.04$0.968.1%
Movie $9.47$10.136.5%
Bowling $4.30$4.749.1%


ItemChippewa FallsNational avg.Difference
Ground Beef $3.72$3.986.7%
Fried Chicken $1.54$1.419.2%
Milk $1.79$2.0613.4%
Potatoes $2.00$2.9833.0%
Pizza $11.44$9.4720.8%
Beer $7.56$8.7914.0%

Health Care

ItemChippewa FallsNational avg.Difference
Optometrist $115.00$101.0413.8%
Doctor $149.69$107.4439.3%
Dentist $88.62$90.422.0%
Ibuprofen $8.82$9.285.0%
Lipitor $447.40$426.504.9%


ItemChippewa FallsNational avg.Difference
Home Price $116,600.00$175,700.0033.6%
Avg. Mortgage Payment $910.06$1,133.2319.7%
Apartment Rent $625.00$920.0032.1%


ItemChippewa FallsNational avg.Difference
Gasoline $2.01$1.990.8%
Tire Balancing $59.00$45.7628.9%


ItemChippewa FallsNational avg.Difference
All Electricity$167.94$163.812.5%
Phone $23.33$28.3917.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cadott, WI1,38490-10%
Bloomer, WI3,55892-8%
Jim Falls, WI15792-8%
Elk Mound, WI98192-8%
Fall Creek, WI1,31693-7%
Chippewa Falls, WI13,80391-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Newington, VA13,80414646%
Gardendale, AL13,80993-7%
Mount Holly, NC13,81595-5%
Orangeburg, SC13,79095-5%
Tehachapi, CA13,8181066%
Chippewa Falls, WI13,80391-9%
Source: The Chippewa Falls, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.