Cheney cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index94112100
Goods & Services index95104100
Groceries index92102100
Health care index114116100
Housing index95135100
Transportation index93108100
Utilities index8183100
A general summary of the cost of living index in Cheney, WA is shown above. Compared to the state average of Washington the cost of living index in Cheney, WA is 94, which is 16% lower than the average in Washington and compared to the national average it is 6% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Cheney, WA goods and services come in at 8% lower than the average in Washington and are 5% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Cheney is 16% lower than the Washington average.
  • The cost of living in Cheney is 6% lower than the national average.
  • The cost of housing in Cheney is 5% lower than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Cheney, WA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Cheney, WA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Cheney, WA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Cheney, WA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Cheney, WA have a median income of $67,453. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,574 per month to avoid calamity and poverty. The renters in the city have an income of about $15,959, which would make their monthly maximum allowable rental costs $372.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Cheney, WA is the Washington sales tax and Washington income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Washington sales tax rate is 6.5% and the maximum surtax that can be charged is 9.6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Washington income tax rates range from 0% to 0%.

Goods & Services

ItemCheneyNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $35.00$34.680.9%
Toothpaste $2.96$2.4719.7%
Shampoo $1.25$1.0222.3%
Movie $10.50$9.876.4%
Bowling $4.64$4.395.7%


ItemCheneyNational avg.Difference
Ground Beef $4.08$4.488.9%
Fried Chicken $1.40$1.464.4%
Milk $2.02$2.3614.3%
Potatoes $1.62$3.0647.1%
Pizza $9.37$9.241.4%
Beer $9.44$8.639.3%

Health Care

ItemCheneyNational avg.Difference
Optometrist $122.74$99.7823.0%
Doctor $136.86$105.0330.3%
Dentist $96.20$88.708.5%
Ibuprofen $10.00$9.416.2%
Lipitor $311.32$298.504.3%


ItemCheneyNational avg.Difference
Home Price $178,100.00$175,700.001.4%
Avg. Mortgage Payment $971.74$1,081.0310.1%
Apartment Rent $723.00$920.0021.4%


ItemCheneyNational avg.Difference
Gasoline $1.73$2.0917.1%
Tire Balancing $55.33$45.2922.2%


ItemCheneyNational avg.Difference
All Electricity$141.93$170.8016.9%
Phone $22.01$28.2622.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Spangle, WA21084-16%
Four Lakes, WA14389-11%
Reardan, WA75690-10%
Airway Heights, WA6,35690-10%
Spokane, WA210,14292-8%
Cheney, WA11,01494-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lawrenceburg, KY11,01488-12%
Troy, MO11,01593-7%
Mount Kisco, NY11,01614343%
Crestwood, IL11,0061011%
Vernon, TX11,00576-24%
Cheney, WA11,01494-6%
Source: The Cheney, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.