Cedarburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCedarburgWisconsinNational
Cost of living index10897100
IndexCedarburgWisconsinNational
Goods & Services index9498100
Groceries index10599100
Health care index115112100
Housing index12791100
Transportation index101103100
Utilities index109100100
The above illustration supplies generalized information for the Cedarburg, WI cost of living index. Compared to other cities in Wisconsin and cities across the country, the cost of living index in Cedarburg, WI is 108, which is 11% higher than the Wisconsin average and 8% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Cedarburg, WI are 4% lower than the average for Wisconsin and 6% lower than the rest of the country.

Did you know?

  • The cost of living in Cedarburg is 11% higher than the Wisconsin average.
  • The cost of living in Cedarburg is 8% higher than the national average.
  • The cost of housing in Cedarburg is 27% higher than the national average.
  • Wisconsin general sales tax is 2% lower than the national average.
  • Wisconsin state income tax is 98% higher than the national average.

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Compare Cedarburg, WI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Cedarburg, WI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Cedarburg, WI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Cedarburg, WI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$91,212$7,601$2,128$2,737
Renters$35,041$2,920$818$1,051
If you want to find a good determining factor for the cost of living and the general affordability of housing in Cedarburg, WI, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cedarburg, WI, the median monthly income is $91,212 for those who own their own homes. Under the standard rule, that income level would allow for $2,128 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $35,041, per the median income in the area. That would allow for renters to spend up to $818 on monthly rental expenses.

Wisconsin Sales Tax

StateGeneral Sales TaxWith Max Surtax
Wisconsin5%5.6%

Wisconsin Income Tax

StateIncome Tax (Low)Income Tax (High)
Wisconsin4.4%7.65%
When considering the overall cost of living expenses in Cedarburg, WI, it's important to take into account the sales tax for Wisconsin, as well as the rate for income tax in Wisconsin. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Wisconsin is 5.6%, and the sales tax in the state of Wisconsin is 5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Wisconsin starts from 4.4% and goes up to 7.65%.

Goods & Services

ItemCedarburgNational avg.Difference
Haircut $16.55$15.566.4%
Beauty Salon $32.05$36.1111.2%
Toothpaste $2.29$2.477.3%
Shampoo $0.98$0.961.9%
Movie $10.10$10.130.3%
Bowling $3.24$4.7431.6%

Groceries

ItemCedarburgNational avg.Difference
Ground Beef $2.85$3.9828.4%
Fried Chicken $2.03$1.4144.1%
Milk $2.21$2.067.0%
Potatoes $2.01$2.9832.6%
Pizza $8.95$9.475.6%
Beer $7.96$8.799.4%

Health Care

ItemCedarburgNational avg.Difference
Optometrist $57.99$101.0442.6%
Doctor $164.14$107.4452.8%
Dentist $95.80$90.426.0%
Ibuprofen $10.63$9.2814.5%
Lipitor $442.75$426.503.8%

Housing

ItemCedarburgNational avg.Difference
Home Price $252,700.00$175,700.0043.8%
Avg. Mortgage Payment $1,137.24$1,133.230.4%
Apartment Rent $810.00$920.0012.0%

Transportation

ItemCedarburgNational avg.Difference
Gasoline $2.09$1.994.7%
Tire Balancing $42.13$45.767.9%

Utilities

ItemCedarburgNational avg.Difference
All Electricity$166.59$163.811.7%
Phone $34.20$28.3920.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lannon, WI1,13997-3%
Brown Deer, WI12,06797-3%
Butler, WI1,74698-2%
West Bend, WI31,496100-0%
Belgium, WI2,088100-0%
Cedarburg, WI11,4851088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
River Edge, NJ11,48314545%
Wallington, NJ11,48713434%
South Yarmouth, MA11,48212626%
Platteville, WI11,48094-6%
Niles, MI11,47980-20%
Cedarburg, WI11,4851088%
Source: The Cedarburg, WI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.