Canandaigua cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCanandaiguaNew YorkNational
Cost of living index99120100
IndexCanandaiguaNew YorkNational
Goods & Services index104110100
Groceries index98105100
Health care index9999100
Housing index86149100
Transportation index115111100
Utilities index104102100
The above illustration supplies generalized information for the Canandaigua, NY cost of living index. Compared to other cities in New York and cities across the country, the cost of living index in Canandaigua, NY is 99, which is 18% lower than the New York average and 1% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Canandaigua, NY are 6% lower than the average for New York and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Canandaigua is 18% lower than the New York average.
  • The cost of living in Canandaigua is 1% lower than the national average.
  • The cost of housing in Canandaigua is 14% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

Find Real Estate Listings In Canandaigua


New Real Estate Listings In Canandaigua

Compare Canandaigua, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Canandaigua, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Canandaigua, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Canandaigua, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Canandaigua, NY as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Canandaigua, NY homeowners, the median income is $68,632. This indicates that a monthly maximum of $1,601 should be spent by homeowners on all housing related costs. Renters have a median income of $27,415. This indicates that renters should have a maximum of $640 used for their rent related monthly costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
For those who live in Canandaigua, NY and want to know what the true cost of living is, they ought to look at both the New York income tax rate and the New York sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New York, the sales tax is 4%, while the most you'll pay in surtax is 8.875%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New York, the income tax rate ranges between 4% to 8.82%.

Goods & Services

ItemCanandaiguaNational avg.Difference
Haircut $15.07$15.563.2%
Beauty Salon $39.33$36.118.9%
Toothpaste $2.02$2.4718.3%
Shampoo $0.96$0.960.5%
Movie $10.52$10.133.9%
Bowling $5.08$4.747.3%


ItemCanandaiguaNational avg.Difference
Ground Beef $3.17$3.9820.4%
Fried Chicken $1.34$1.414.5%
Milk $1.87$2.069.4%
Potatoes $2.69$2.989.7%
Pizza $10.82$9.4714.3%
Beer $8.02$8.798.8%

Health Care

ItemCanandaiguaNational avg.Difference
Optometrist $107.67$101.046.6%
Doctor $88.93$107.4417.2%
Dentist $99.93$90.4210.5%
Ibuprofen $8.30$9.2810.5%
Lipitor $417.73$426.502.1%


ItemCanandaiguaNational avg.Difference
Home Price $153,000.00$175,700.0012.9%
Avg. Mortgage Payment $1,009.27$1,133.2310.9%
Apartment Rent $780.00$920.0015.2%


ItemCanandaiguaNational avg.Difference
Gasoline $2.24$1.9912.5%
Tire Balancing $55.50$45.7621.3%


ItemCanandaiguaNational avg.Difference
All Electricity$159.10$163.812.9%
Phone $32.32$28.3913.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lyons, NY3,34386-14%
Newark, NY9,01989-11%
Port Gibson, NY48290-10%
Shortsville, NY1,38790-10%
Manchester, NY1,69191-9%
Canandaigua, NY10,53299-1%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Forest Acres, SC10,5331033%
Wabash, IN10,53481-19%
Burlington, WI10,5281000%
Gulf Shores, AL10,5231055%
Big Rapids, MI10,54381-19%
Canandaigua, NY10,53299-1%
Source: The Canandaigua, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.