Cambridge cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCambridgeIllinoisNational
Cost of living index8799100
IndexCambridgeIllinoisNational
Goods & Services index9998100
Groceries index10099100
Health care index92101100
Housing index6099100
Transportation index10297100
Utilities index100101100

Did you know?

  • The cost of living in Cambridge is 12% lower than the Illinois average.
  • The cost of living in Cambridge is 13% lower than the national average.
  • The cost of housing in Cambridge is 40% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,500$5,625$1,575$2,025
Renters$24,050$2,004$561$722

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%

Goods & Services

ItemCambridgeNational avg.Difference
Haircut $13.50$14.597.5%
Beauty Salon $28.00$34.6819.3%
Toothpaste $2.12$2.4714.3%
Shampoo $0.92$1.0210.0%
Movie $9.88$9.870.1%
Bowling $2.75$4.3937.4%

Groceries

ItemCambridgeNational avg.Difference
Ground Beef $4.69$4.484.8%
Fried Chicken $1.56$1.466.6%
Milk $2.33$2.361.1%
Potatoes $2.99$3.062.3%
Pizza $8.99$9.242.7%
Beer $8.37$8.633.0%

Health Care

ItemCambridgeNational avg.Difference
Optometrist $97.00$99.782.8%
Doctor $115.00$105.039.5%
Dentist $64.67$88.7027.1%
Ibuprofen $8.99$9.414.5%
Lipitor $296.88$298.500.5%

Housing

ItemCambridgeNational avg.Difference
Home Price $102,200.00$175,700.0041.8%
Avg. Mortgage Payment $1,182.15$1,081.039.4%
Apartment Rent $606.00$920.0034.1%

Transportation

ItemCambridgeNational avg.Difference
Gasoline $2.03$2.092.9%
Tire Balancing $51.92$45.2914.7%

Utilities

ItemCambridgeNational avg.Difference
All Electricity$142.93$170.8016.3%
Phone $34.56$28.2622.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
La Fayette, IL26680-20%
Altona, IL48282-18%
Kewanee, IL12,69482-18%
North Henderson, IL20182-18%
Rio, IL21483-17%
Cambridge, IL2,18987-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Malad City, ID2,18983-17%
Anchor Point, AK2,18911414%
Christmas, FL2,18888-12%
Ontario, NY2,18886-14%
Washburn, WI2,19095-5%
Cambridge, IL2,18987-13%
Source: The Cambridge, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.