Cost Of Living In Camanche, IA

Camanche cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Camanche	Iowa	National
Cost of living index	89	89	100
Index	Camanche	Iowa	National
Goods & Services index	94	95	100
Groceries index	106	95	100
Health care index	97	98	100
Housing index	70	73	100
Transportation index	97	97	100
Utilities index	98	96	100

A general summary of the cost of living index in Camanche, IA is shown above. Compared to the state average of Iowa the cost of living index in Camanche, IA is 89, which is equal to the average in Iowa and compared to the national average it is 11% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Camanche, IA goods and services come in at 1% lower than the average in Iowa and are 6% lower than compared to the nationwide average.

Did you know?

The cost of living in Camanche is equal to the Iowa average.
The cost of living in Camanche is 11% lower than the national average.
The cost of housing in Camanche is 30% lower than the national average.
Iowa general sales tax is 18% higher than the national average.
Iowa state income tax is 84% lower than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Camanche, IA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Camanche, IA, you have to earn a higher income in order to still have the same standard of living. To operate the Camanche, IA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,656	$4,805	$1,345	$1,730
Renters	$29,286	$2,441	$683	$879

One can approximate the cost of living and the housing affordability in Camanche, IA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Camanche, IA have a median income of $57,656. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,345 per month to avoid calamity and poverty. The renters in the city have an income of about $29,286, which would make their monthly maximum allowable rental costs $683.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	0.36%	8.98%

One thing to keep in mind when considering the cost of living in Camanche, IA is the Iowa sales tax and Iowa income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Iowa sales tax rate is 6% and the maximum surtax that can be charged is 7%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Iowa income tax rates range from 0.36% to 8.98%.

Goods & Services

Item	Camanche	National avg.	Difference
Haircut	$13.70	$15.56	12.0%
Beauty Salon	$22.83	$36.11	36.8%
Toothpaste	$2.63	$2.47	6.2%
Shampoo	$1.32	$0.96	36.4%
Movie	$10.49	$10.13	3.6%
Bowling	$5.00	$4.74	5.6%

Groceries

Item	Camanche	National avg.	Difference
Ground Beef	$4.15	$3.98	4.1%
Fried Chicken	$1.51	$1.41	7.3%
Milk	$2.66	$2.06	28.9%
Potatoes	$3.47	$2.98	16.4%
Pizza	$8.69	$9.47	8.3%
Beer	$8.35	$8.79	5.0%

Health Care

Item	Camanche	National avg.	Difference
Optometrist	$96.13	$101.04	4.9%
Doctor	$126.39	$107.44	17.6%
Dentist	$75.69	$90.42	16.3%
Ibuprofen	$9.29	$9.28	0.1%
Lipitor	$407.67	$426.50	4.4%

Housing

Item	Camanche	National avg.	Difference
Home Price	$112,900.00	$175,700.00	35.7%
Avg. Mortgage Payment	$1,111.11	$1,133.23	2.0%
Apartment Rent	$753.00	$920.00	18.2%

Transportation

Item	Camanche	National avg.	Difference
Gasoline	$1.94	$1.99	2.7%
Tire Balancing	$43.33	$45.76	5.3%

Utilities

Item	Camanche	National avg.	Difference
All Electricity	$140.29	$163.81	14.4%
Phone	$32.99	$28.39	16.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Andover, IA	101	84	-16%
Hillsdale, IL	507	84	-16%
Charlotte, IA	383	84	-16%
Clinton, IA	26,611	85	-15%
Thomson, IL	818	86	-14%
Camanche, IA	4,401	89	-11%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Wamego, KS	4,401	89	-11%
Hampton, IA	4,402	81	-19%
Gang Mills, NY	4,399	102	2%
Osawatomie, KS	4,403	85	-15%
American Falls, ID	4,398	87	-13%
Camanche, IA	4,401	89	-11%

Source: The Camanche, IA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Camanche, IA Cost of Living