Bluffs cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBluffsIllinoisNational
Cost of living index7999100
IndexBluffsIllinoisNational
Goods & Services index10398100
Groceries index10199100
Health care index106101100
Housing index3999100
Transportation index9297100
Utilities index72101100

Did you know?

  • The cost of living in Bluffs is 20% lower than the Illinois average.
  • The cost of living in Bluffs is 21% lower than the national average.
  • The cost of housing in Bluffs is 61% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$50,469$4,206$1,178$1,514
Renters$27,500$2,292$642$825

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%

Goods & Services

ItemBluffsNational avg.Difference
Haircut $13.43$14.598.0%
Beauty Salon $33.50$34.683.4%
Toothpaste $2.22$2.4710.2%
Shampoo $0.97$1.025.1%
Movie $10.62$9.877.6%
Bowling $3.67$4.3916.4%

Groceries

ItemBluffsNational avg.Difference
Ground Beef $4.72$4.485.4%
Fried Chicken $1.47$1.460.4%
Milk $2.40$2.361.8%
Potatoes $3.73$3.0621.8%
Pizza $9.49$9.242.7%
Beer $7.67$8.6311.2%

Health Care

ItemBluffsNational avg.Difference
Optometrist $87.00$99.7812.8%
Doctor $132.50$105.0326.1%
Dentist $83.57$88.705.8%
Ibuprofen $10.01$9.416.4%
Lipitor $315.70$298.505.8%

Housing

ItemBluffsNational avg.Difference
Home Price $66,000.00$175,700.0062.4%
Avg. Mortgage Payment $825.57$1,081.0323.6%
Apartment Rent $380.00$920.0058.7%

Transportation

ItemBluffsNational avg.Difference
Gasoline $1.83$2.0912.7%
Tire Balancing $47.74$45.295.4%

Utilities

ItemBluffsNational avg.Difference
All Electricity$137.18$170.8019.7%
Phone $17.16$28.2639.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Valley City, IL497-3%
Time, IL1771-29%
Florence, IL2873-27%
Naples, IL6174-26%
Lynnville, IL6875-25%
Bluffs, IL74279-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Van Horne, IA74286-14%
Caledonia, OH74281-19%
Middletown, MI74283-17%
Baileyton, AL74283-17%
Clayton, WI74293-7%
Bluffs, IL74279-21%
Source: The Bluffs, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.