Atwater cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index101135100
Goods & Services index104107100
Groceries index110117100
Health care index103109100
Housing index83189100
Transportation index114125100
Utilities index113116100
The above illustration supplies generalized information for the Atwater, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Atwater, CA is 101, which is 26% lower than the California average and 1% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Atwater, CA are 2% lower than the average for California and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Atwater is 26% lower than the California average.
  • The cost of living in Atwater is 1% higher than the national average.
  • The cost of housing in Atwater is 17% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

Find Real Estate Listings In Atwater


New Real Estate Listings In Atwater

Compare Atwater, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Atwater, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Atwater, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Atwater, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Atwater, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Atwater, CA homeowners, the median income is $56,875. This indicates that a monthly maximum of $1,327 should be spent by homeowners on all housing related costs. Renters have a median income of $31,109. This indicates that renters should have a maximum of $726 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Atwater, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemAtwaterNational avg.Difference
Haircut $16.49$14.5913.0%
Beauty Salon $43.50$34.6825.4%
Toothpaste $2.39$2.473.4%
Shampoo $1.39$1.0236.0%
Movie $10.25$9.873.9%
Bowling $4.00$4.398.9%


ItemAtwaterNational avg.Difference
Ground Beef $5.15$4.4815.0%
Fried Chicken $1.61$1.4610.0%
Milk $2.76$2.3617.1%
Potatoes $3.19$3.064.2%
Pizza $13.17$9.2442.5%
Beer $8.99$8.634.1%

Health Care

ItemAtwaterNational avg.Difference
Optometrist $134.00$99.7834.3%
Doctor $91.50$105.0312.9%
Dentist $92.00$88.703.7%
Ibuprofen $10.75$9.4114.2%
Lipitor $316.62$298.506.1%


ItemAtwaterNational avg.Difference
Home Price $134,900.00$175,700.0023.2%
Avg. Mortgage Payment $1,906.33$1,081.0376.3%
Apartment Rent $905.00$920.001.6%


ItemAtwaterNational avg.Difference
Gasoline $2.53$2.0921.1%
Tire Balancing $43.33$45.294.3%


ItemAtwaterNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $22.99$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
University of California Merced, CA01088%
Tuttle, CA171088%
Winton, CA11,77495-5%
Cressey, CA32296-4%
Bear Creek, CA19798-2%
Atwater, CA28,6861011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Matthews, NC28,6771055%
Jacksonville, AR28,72890-10%
Northampton, MA28,63711515%
Laplace, LA28,73692-8%
Suisun City, CA28,62712323%
Atwater, CA28,6861011%
Source: The Atwater, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.