Arnold cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexArnoldPennsylvaniaNational
Cost of living index84102100
IndexArnoldPennsylvaniaNational
Goods & Services index97103100
Groceries index100105100
Health care index9597100
Housing index4393100
Transportation index120112100
Utilities index108112100
An overview of the general cost of living index for Arnold, PA is displayed above for your reference. Residents in Arnold, PA enjoy a cost of living index of 84. This index is 17% lower than the Pennsylvania average, and 16% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Arnold, PA, the average cost of goods and services is 6% lower than it is in Pennsylvania, and it is 3% lower than the national average.

Did you know?

  • The cost of living in Arnold is 17% lower than the Pennsylvania average.
  • The cost of living in Arnold is 16% lower than the national average.
  • The cost of housing in Arnold is 57% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Arnold, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Arnold, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Arnold, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Arnold, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$43,897$3,658$1,024$1,317
Renters$15,494$1,291$362$465
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Arnold, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Arnold, PA homeowners, is $43,897. This would allow for a maximum of $1,024 per month to be spent on housing costs. For renters, the median monthly income is $15,494 which would result in a maximum of $362 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
For those who live in Arnold, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemArnoldNational avg.Difference
Haircut $13.25$14.599.2%
Beauty Salon $37.49$34.688.1%
Toothpaste $1.74$2.4729.6%
Shampoo $0.99$1.023.1%
Movie $8.65$9.8712.3%
Bowling $3.95$4.3910.1%

Groceries

ItemArnoldNational avg.Difference
Ground Beef $4.89$4.489.2%
Fried Chicken $1.72$1.4617.5%
Milk $2.04$2.3613.4%
Potatoes $3.49$3.0614.0%
Pizza $8.70$9.245.9%
Beer $9.99$8.6315.7%

Health Care

ItemArnoldNational avg.Difference
Optometrist $87.00$99.7812.8%
Doctor $89.83$105.0314.5%
Dentist $82.00$88.707.6%
Ibuprofen $9.92$9.415.4%
Lipitor $325.87$298.509.2%

Housing

ItemArnoldNational avg.Difference
Home Price $60,400.00$175,700.0065.6%
Avg. Mortgage Payment $963.99$1,081.0310.8%
Apartment Rent $574.00$920.0037.6%

Transportation

ItemArnoldNational avg.Difference
Gasoline $2.56$2.0922.4%
Tire Balancing $51.54$45.2913.8%

Utilities

ItemArnoldNational avg.Difference
All Electricity$200.47$170.8017.4%
Phone $26.50$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rankin, PA2,14279-21%
Braddock, PA2,03080-20%
North Braddock, PA4,84781-19%
Arnold City, PA60981-19%
East Pittsburgh, PA1,91082-18%
Arnold, PA5,09084-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Grayson Valley, AL5,09089-11%
Indian Wells, CA5,08916161%
Evansville, WI5,08998-2%
Warrenton, OR5,08911313%
Carlyss, LA5,08985-15%
Arnold, PA5,09084-16%
Source: The Arnold, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.