Alpena cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAlpenaMichiganNational
Cost of living index8389100
IndexAlpenaMichiganNational
Goods & Services index10195100
Groceries index9492100
Health care index9596100
Housing index4773100
Transportation index9797100
Utilities index96100100
A general overview of the cost of living index for Alpena, MI is displayed above. In Alpena, MI, the overall cost of living index is 83, which is 7% lower than the Michigan average and 17% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Alpena, MI, the city's goods and services are 6% higher than the Michigan average and 1% higher than the U.S. average.

Did you know?

  • The cost of living in Alpena is 7% lower than the Michigan average.
  • The cost of living in Alpena is 17% lower than the national average.
  • The cost of housing in Alpena is 53% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Compare Alpena, MI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Alpena, MI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Alpena, MI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Alpena, MI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$43,449$3,621$1,014$1,304
Renters$16,516$1,376$385$496
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Alpena, MI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Alpena, MI homeowners have a median income of $43,449. Using that number, you will come up with a maximum of $1,014 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $16,516, which means there is a maximum of $385 to be spent on the costs of renting a home or apartment.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
The Michigan sales tax and Michigan income tax rates should definitely be considered when determining the overall cost of living in Alpena, MI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Michigan sales tax is 6% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

Goods & Services

ItemAlpenaNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $35.00$34.680.9%
Toothpaste $1.72$2.4730.5%
Shampoo $0.98$1.024.1%
Movie $10.15$9.872.9%
Bowling $4.27$4.392.8%

Groceries

ItemAlpenaNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.19$1.4618.7%
Milk $2.45$2.364.0%
Potatoes $2.82$3.067.9%
Pizza $8.96$9.243.1%
Beer $9.04$8.634.7%

Health Care

ItemAlpenaNational avg.Difference
Optometrist $84.50$99.7815.3%
Doctor $94.00$105.0310.5%
Dentist $79.67$88.7010.2%
Ibuprofen $8.48$9.419.9%
Lipitor $342.99$298.5014.9%

Housing

ItemAlpenaNational avg.Difference
Home Price $76,700.00$175,700.0056.3%
Avg. Mortgage Payment $849.65$1,081.0321.4%
Apartment Rent $507.00$920.0044.9%

Transportation

ItemAlpenaNational avg.Difference
Gasoline $1.95$2.096.8%
Tire Balancing $48.00$45.296.0%

Utilities

ItemAlpenaNational avg.Difference
All Electricity$159.83$170.806.4%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Posen, MI23980-20%
Ossineke, MI99683-17%
Alpena, MI10,33683-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Richmond Hill, GA10,3341044%
Montgomery, OH10,33211717%
Tamalpais-Homestead Valley, CA10,331219119%
Kendall Park, NJ10,33113232%
Gages Lake, IL10,33011111%
Alpena, MI10,33683-17%
Source: The Alpena, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.