Cost Of Living in Waverly, SD

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4%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Waverly	South Dakota	National
Cost of living	96	92	100
Groceries	98	99	100
Health care	95	97	100
Housing	n/a	77	100
Transportation	93	96	100
Utilities	104	103	100
Lifestyle & Entertainment	93	94	100
Household Items	95	96	100
Education & Childcare	98	98	100

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Cost Of Living Quick Facts

The cost of living in Waverly is 5% higher than the South Dakota average
The cost of living in Waverly is 4% lower than the national average
Waverly housing is 9% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Altamont, SD	32	96	3.5%
La Bolt, SD	103	76	24.0%
Twin Brooks, SD	46	80	19.9%
Strandburg, SD	82	80	20.5%
South Shore, SD	266	80	19.8%
Waverly, SD	53	96	3.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chignik Lake, AK	53	110	9.5%
Chistochina, AK	53	121	20.5%
Egegik, AK	53	100	0.4%
Koyukuk, AK	53	88	11.7%
Big Flat, AR	53	78	22.2%
Waverly, SD	53	96	3.5%