Cost Of Living in Upham, ND

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17%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Upham	North Dakota	National
Cost of living	83	95	100
Groceries	98	99	100
Health care	99	99	100
Housing	47	86	100
Transportation	100	98	100
Utilities	104	104	100
Lifestyle & Entertainment	96	97	100
Household Items	100	99	100
Education & Childcare	93	98	100

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Homes For Sale In Upham, ND

200 O'Neill St

Upham, ND

107 Bertsch St

Upham, ND

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Cost Of Living Quick Facts

The cost of living in Upham is 13% lower than the North Dakota average
The cost of living in Upham is 17% lower than the national average
Upham housing is 53% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$85,064	$7,089	$1,985	$2,552
Renters	$76,766	$6,397	$1,791	$2,303

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bantry, ND	9	75	25.1%
Gardena, ND	29	82	18.4%
Deering, ND	136	86	13.9%
Newburg, ND	85	86	13.7%
Kramer, ND	35	88	11.7%
Upham, ND	207	83	16.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Port Alsworth, AK	207	108	8.3%
Lakeview, AL	207	86	13.6%
Macedonia, AL	207	97	2.5%
Greenhorn, CA	207	106	5.7%
La Vina, CA	207	135	35.3%
Upham, ND	207	83	16.8%