Cost of Living in Surgoinsville, TN

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14%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Surgoinsville Tennessee National
Cost of living8689100
Goods & Services9495100
Groceries9497100
Health care9385100
Housing7280100
Transportation8388100
Utilities9589100
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Homes For Sale In Surgoinsville, TN

property for sale

Main St

Rogersville, TN
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Tbd Honeysuckle Ave

Surgoinsville, TN
property for sale

Regency Dr

Surgoinsville, TN
property for sale

129 Cross Valley Rd

Surgoinsville, TN

Cost Of Living Quick Facts

  • The cost of living in Surgoinsville is 3% lower than the Tennessee average
  • The cost of living in Surgoinsville is 14% lower than the national average
  • Surgoinsville housing is 28% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Surgoinsville

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Compare Surgoinsville, TN Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,773$6,564$1,838$2,363
      Renters$41,185$3,432$961$1,236

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Goods & Services

      Item Surgoinsville National avg. Difference
      Haircut $20.67$27.6225.2%
      Beauty Salon $42.83$51.1116.2%
      Toothpaste $4.03$4.091.5%
      Shampoo $1.48$1.544.0%
      Movie $15.49$12.8820.3%
      Yoga $10.67$19.6645.7%

      Groceries

      Item Surgoinsville National avg. Difference
      Ground Beef $7.86$7.702.0%
      Fried Chicken $1.55$1.666.8%
      Milk $4.50$4.734.9%
      Potatoes $5.35$5.261.8%
      Pizza $12.31$12.763.5%
      Beer $10.38$10.551.6%

      Health Care

      Item Surgoinsville National avg. Difference
      Optometrist $144.50$140.063.2%
      Doctor $152.50$153.820.9%
      Dentist $92.33$123.1525.0%
      Ibuprofen $11.59$11.731.2%
      Lipitor $24.55$23.614.0%

      Housing

      Item Surgoinsville National avg. Difference
      Home Price $237,934.00$326,622.0027.2%
      Avg. Mortgage Payment $1,986.85$2,480.2519.9%
      Apartment Rent $993.00$1,444.0031.2%

      Transportation

      Item Surgoinsville National avg. Difference
      Gasoline $2.77$3.069.2%
      Tire Balancing $42.50$65.2134.8%

      Utilities

      Item Surgoinsville National avg. Difference
      All Electricity $201.12$220.128.6%
      Phone $196.66$195.710.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clinchport, VA49937.3%
      Jonesville, VA1,4038119.5%
      Fall Branch, TN1,2068416.3%
      Bulls Gap, TN9088415.9%
      Rogersville, TN4,5598713.1%
      Surgoinsville, TN2,3828613.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Roxana, IL2,3818118.8%
      Thornton, IL2,381972.6%
      Marcus Hook, PA2,381919.1%
      Pine Crest, TN2,381973.4%
      Lake Placid, FL2,383918.8%
      Surgoinsville, TN2,3828613.6%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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