Cost Of Living in Starke, FL

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14%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Starke	Florida	National
Cost of living	86	98	100
Goods & Services	95	98	100
Groceries	99	99	100
Health care	86	96	100
Housing	65	96	100
Transportation	87	99	100
Utilities	101	97	100

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Cost Of Living Quick Facts

The cost of living in Starke is 12% lower than the Florida average
The cost of living in Starke is 14% lower than the national average
Starke housing is 35% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,459	$3,372	$944	$1,214
Renters	$31,607	$2,634	$737	$948

A good way to judge both the affordability of the housing and the cost of living in Starke is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Starke has a median income of about $40,459 for people who own homes. Based on that number, a maximum of $944 should be spent on expenses related to housing. Renters have a slightly different median income, which is $31,607. Based on this average, renters should spend no more than $737 on all rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Starke	National avg.	Difference
Haircut	$20.91	$24.26	13.8%
Beauty Salon	$70.33	$45.56	54.4%
Toothpaste	$3.69	$3.70	0.3%
Shampoo	$1.43	$1.28	11.7%
Movie	$12.86	$12.13	6.0%
Bowling	$20.93	$18.00	16.3%

Groceries

Item	Starke	National avg.	Difference
Ground Beef	$5.34	$5.84	8.6%
Fried Chicken	$1.47	$1.57	6.3%
Milk	$4.57	$4.67	2.3%
Potatoes	$5.44	$4.93	10.3%
Pizza	$10.39	$12.09	14.0%
Beer	$11.31	$10.41	8.6%

Health Care

Item	Starke	National avg.	Difference
Optometrist	$86.60	$125.68	31.1%
Doctor	$100.93	$135.78	25.7%
Dentist	$102.03	$113.29	9.9%
Ibuprofen	$10.61	$10.65	0.4%
Lipitor	$447.41	$468.60	4.5%

Housing

Item	Starke	National avg.	Difference
Home Price	$97,100.00	$184,700.00	47.4%
Avg. Mortgage Payment	$1,803.79	$2,346.69	23.1%
Apartment Rent	$884.00	$949.00	6.8%

Transportation

Item	Starke	National avg.	Difference
Gasoline	$3.44	$3.46	0.5%
Tire Balancing	$34.43	$59.92	42.5%

Utilities

Item	Starke	National avg.	Difference
All Electricity	$193.67	$193.99	0.2%
Phone	$194.82	$192.25	1.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lawtey, FL	1,054	82	17.8%
Hampton, FL	521	83	17.1%
Waldo, FL	943	85	15.2%
Brooker, FL	319	85	14.6%
Raiford, FL	222	87	13.1%
Starke, FL	5,415	86	14.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Algona, IA	5,415	92	8.0%
Canal Fulton, OH	5,413	93	7.4%
West Pleasant View, CO	5,417	120	20.4%
Walterboro, SC	5,417	89	11.5%
Willow Creek No. 26, AB	5,418	n/a
Starke, FL	5,415	86	14.3%