Cost of Living in St. Joe, IN

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A+
19%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index St. Joe Indiana National
Cost of living8190100
Goods & Services9795100
Groceries10099100
Health care9299100
Housing4372100
Transportation101101100
Utilities9595100
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Homes For Sale In St. Joe, IN

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312 Washington St

Saint Joe, IN

Cost Of Living Quick Facts

  • The cost of living in St. Joe is 9% lower than the Indiana average
  • The cost of living in St. Joe is 19% lower than the national average
  • St. Joe housing is 57% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

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Compare St. Joe, IN Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,437$7,620$2,133$2,743
      Renters$41,504$3,459$968$1,245

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Goods & Services

      Item St. Joe National avg. Difference
      Haircut $30.61$27.6210.8%
      Beauty Salon $45.28$51.1111.4%
      Toothpaste $4.21$4.092.9%
      Shampoo $1.52$1.541.4%
      Movie $14.91$12.8815.8%
      Yoga $19.33$19.661.7%

      Groceries

      Item St. Joe National avg. Difference
      Ground Beef $7.65$7.700.7%
      Fried Chicken $1.69$1.661.7%
      Milk $4.75$4.730.4%
      Potatoes $5.26$5.260.1%
      Pizza $11.62$12.769.0%
      Beer $10.66$10.551.0%

      Health Care

      Item St. Joe National avg. Difference
      Optometrist $127.29$140.069.1%
      Doctor $135.67$153.8211.8%
      Dentist $118.33$123.153.9%
      Ibuprofen $11.58$11.731.3%
      Lipitor $19.70$23.6116.6%

      Housing

      Item St. Joe National avg. Difference
      Home Price $121,536.00$326,622.0062.8%
      Avg. Mortgage Payment $1,890.64$2,480.2523.8%
      Apartment Rent $835.00$1,444.0042.2%

      Transportation

      Item St. Joe National avg. Difference
      Gasoline $3.19$3.064.4%
      Tire Balancing $59.33$65.219.0%

      Utilities

      Item St. Joe National avg. Difference
      All Electricity $202.77$220.127.9%
      Phone $193.62$195.711.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Antwerp, OH1,5508316.5%
      Waterloo, IN2,2848416.4%
      Ashley, IN1,0828416.3%
      Corunna, IN1958415.9%
      Butler, IN2,9588415.7%
      St. Joe, IN4668118.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Fork, AZ4668614.0%
      Lost Nation, IA4667821.6%
      Fairview, IL4668317.0%
      Eagle Lake, ME4668812.5%
      Galien, MI4668613.7%
      St. Joe, IN4668118.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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