| Index | St. James City | Florida | National | 
| Cost of living | 111 | 98 | 100 | 
| Goods & Services | 105 | 98 | 100 | 
| Groceries | 99 | 99 | 100 | 
| Health care | 108 | 96 | 100 | 
| Housing | 129 | 96 | 100 | 
| Transportation | 107 | 99 | 100 | 
| Utilities | 96 | 97 | 100 | 

				
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				| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | 
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) | 
| Owners | $56,005 | $4,667 | $1,307 | $1,680 | 
| Renters | $37,500 | $3,125 | $875 | $1,125 | 
| State | General Sales Tax | With Max Surtax | 
| Florida | 6% | 7.5% | 
| State | Income Tax (Low) | Income Tax (High) | 
| Florida | 0% | 0% | 
| Item | St. James City | National avg. | Difference | 
| Haircut | $28.20 | $24.26 | 16.2% | 
| Beauty Salon | $54.05 | $45.56 | 18.6% | 
| Toothpaste | $3.63 | $3.70 | 1.9% | 
| Shampoo | $1.45 | $1.28 | 13.5% | 
| Movie | $13.05 | $12.13 | 7.6% | 
| Bowling | $21.20 | $18.00 | 17.8% | 
| Item | St. James City | National avg. | Difference | 
| Ground Beef | $6.06 | $5.84 | 3.8% | 
| Fried Chicken | $1.40 | $1.57 | 11.0% | 
| Milk | $4.57 | $4.67 | 2.2% | 
| Potatoes | $5.24 | $4.93 | 6.1% | 
| Pizza | $11.72 | $12.09 | 3.0% | 
| Beer | $11.06 | $10.41 | 6.2% | 
| Item | St. James City | National avg. | Difference | 
| Optometrist | $101.67 | $125.68 | 19.1% | 
| Doctor | $153.94 | $135.78 | 13.4% | 
| Dentist | $122.09 | $113.29 | 7.8% | 
| Ibuprofen | $10.59 | $10.65 | 0.6% | 
| Lipitor | $535.04 | $468.60 | 14.2% | 
| Item | St. James City | National avg. | Difference | 
| Home Price | $235,000.00 | $184,700.00 | 27.2% | 
| Avg. Mortgage Payment | $2,422.46 | $2,346.69 | 3.2% | 
| Apartment Rent | $1,260.00 | $949.00 | 32.8% | 
| Item | St. James City | National avg. | Difference | 
| Gasoline | $3.47 | $3.46 | 0.2% | 
| Tire Balancing | $74.92 | $59.92 | 25.0% | 
| Item | St. James City | National avg. | Difference | 
| All Electricity | $179.36 | $193.99 | 7.5% | 
| Phone | $194.07 | $192.25 | 0.9% | 
| City | Population | Cost of Living Index | National Avg. | 
| Suncoast Estates, FL | 4,759 | 88 | 11.6% | 
| North Fort Myers, FL | 42,315 | 92 | 8.1% | 
| Pine Manor, FL | 4,582 | 95 | 5.1% | 
| Harlem Heights, FL | 1,362 | 95 | 4.7% | 
| Palmona Park, FL | 754 | 98 | 2.4% | 
| St. James City, FL | 3,510 | 111 | 10.6% | 
| City | Population | Cost of Living Index | National Avg. | 
| Robins, IA | 3,510 | 117 | 17.3% | 
| Mission Hills, CA | 3,509 | 139 | 39.4% | 
| Pajaro, CA | 3,509 | 142 | 42.2% | 
| Central Kootenay J, BC | 3,509 | n/a | |
| Monte Sereno, CA | 3,511 | 337 | 236.6% | 
| St. James City, FL | 3,510 | 111 | 10.6% |