Schenectady, NY Employment - Median Household Income, Unemployment Rate

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D+

15%

Income/capita NAT. AVG.

13%

Household income NAT. AVG.

24%

Unemployment NAT. AVG.

Index	Schenectady	New York	National
Income per capita	$38,080	$51,391	$44,883
Median household income	$70,897	$89,985	$81,333
Median income owner occupied	$102,938	$125,982	$106,172
Median income renter occupied	$47,882	$58,659	$52,080
Median earnings male	$50,186	$59,465	$54,343
Median earnings female	$38,619	$44,739	$38,439
Unemployment rate	6.1%	5.0%	4.9%
Poverty level	20.1%	15.5%	15.1%

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Key findings

The income per capita in Schenectady is 15% lower than the national average
The median household income in Schenectady is 13% lower than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Schenectady is 24% higher than the national average
The poverty level in Schenectady is 33% higher than the national average

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am i middle class

$47,259 $70,897 $141,794

City

$59,984 $89,985 $179,970

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Schenectady median earnings by income bracket

Schenectady employment by industry

Labour Type	Male	Female
Construction industry	9.4%	9.4%
Manufacturing sector	7.9%	7.9%
Financial & insurance services	2.8%	2.8%
Wholesale & retail services	20.9%	20.9%
Public administration	5.4%	5.4%
Transportation, warehousing & utilities	8.3%	8.3%
Education, health & social services	16.5%	16.5%
Other	25.8%	25.8%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Duane Lake, NY	222	$206,294	153.6%
Duanesburg, NY	353	$184,175	126.4%
Country Knolls, NY	5,429	$179,416	120.6%
Niskayuna, NY	20,358	$161,987	99.2%
Voorheesville, NY	2,868	$141,541	74.0%
Schenectady, NY	66,726	$70,897	12.8%

Cities with similar population

City	Population	Household Income	National Avg.
Harlingen, TX	66,722	$63,478	22.0%
Jupiter, FL	66,688	$129,037	58.7%
San Clemente, CA	66,681	$162,567	99.9%
East Orange, NJ	66,655	$76,618	5.8%
Noblesville, IN	66,802	$125,781	54.6%
Schenectady, NY	66,726	$70,897	12.8%

Source: The Schenectady, NY employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.