Cost of Living in Rockford, IA

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17%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rockford Iowa National
Cost of living8389100
Groceries9597100
Health care9596100
Housing5474100
Transportation9697100
Utilities9595100
Lifestyle & Entertainment9595100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Rockford, IA

property for sale

Cameo Rd

Rockford, IA
property for sale

Zinnia Ave

Rockford, IA
property for sale

Ulmus Ave

Mason City, IA
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Prairie View Pl

Rockford, IA
See the Newest Homes For Sale In Rockford, IA

Cost Of Living Quick Facts

  • The cost of living in Rockford is 7% lower than the Iowa average
  • The cost of living in Rockford is 17% lower than the national average
  • Rockford housing is 46% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Rockford

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Compare Rockford, IA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,128$7,927$2,220$2,854
      Renters$38,556$3,213$900$1,157

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Roseville, IA0964.1%
      Portland, IA29964.1%
      Dougherty, IA61964.1%
      Orchard, IA657624.1%
      Marble Rock, IA3297821.6%
      Rockford, IA8608316.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pendergrass, GA8601022.1%
      Dayton, IA8608218.4%
      Ashton, IL8608911.5%
      Ridgway, IL8608019.7%
      Annville, KY8608515.3%
      Rockford, IA8608316.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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