| Index | Richland Springs | Texas | National |
| Cost of living | 86 | 92 | 100 |
| Goods & Services | 94 | 96 | 100 |
| Groceries | 91 | 96 | 100 |
| Health care | 86 | 94 | 100 |
| Housing | 68 | 83 | 100 |
| Transportation | 86 | 92 | 100 |
| Utilities | 110 | 104 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $33,750 | $2,813 | $787 | $1,013 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Richland Springs | National avg. | Difference |
| Haircut | $23.07 | $24.26 | 4.9% |
| Beauty Salon | $40.80 | $45.56 | 10.5% |
| Toothpaste | $3.51 | $3.70 | 5.3% |
| Shampoo | $1.18 | $1.28 | 7.6% |
| Movie | $12.25 | $12.13 | 0.9% |
| Bowling | $16.72 | $18.00 | 7.1% |
| Item | Richland Springs | National avg. | Difference |
| Ground Beef | $5.08 | $5.84 | 13.0% |
| Fried Chicken | $1.50 | $1.57 | 4.4% |
| Milk | $4.67 | $4.67 | 0.0% |
| Potatoes | $4.82 | $4.93 | 2.4% |
| Pizza | $11.51 | $12.09 | 4.8% |
| Beer | $10.49 | $10.41 | 0.7% |
| Item | Richland Springs | National avg. | Difference |
| Optometrist | $125.61 | $125.68 | 0.1% |
| Doctor | $108.32 | $135.78 | 20.2% |
| Dentist | $126.50 | $113.29 | 11.7% |
| Ibuprofen | $10.36 | $10.65 | 2.7% |
| Lipitor | $431.76 | $468.60 | 7.9% |
| Item | Richland Springs | National avg. | Difference |
| Home Price | $70,500.00 | $184,700.00 | 61.8% |
| Avg. Mortgage Payment | $1,976.20 | $2,346.69 | 15.8% |
| Apartment Rent | $1,313.00 | $949.00 | 38.4% |
| Item | Richland Springs | National avg. | Difference |
| Gasoline | $3.04 | $3.46 | 12.1% |
| Tire Balancing | $62.39 | $59.92 | 4.1% |
| Item | Richland Springs | National avg. | Difference |
| All Electricity | $212.65 | $193.99 | 9.6% |
| Phone | $201.78 | $192.25 | 5.0% |
| City | Population | Cost of Living Index | National Avg. |
| San Saba, TX | 3,134 | 84 | 15.5% |
| Richland Springs, TX | 330 | 86 | 13.7% |
| City | Population | Cost of Living Index | National Avg. |
| Coffeeville, AL | 330 | 80 | 20.4% |
| Strong, AR | 330 | 71 | 29.0% |
| Littlefield, AZ | 330 | 102 | 2.0% |
| So-Hi, AZ | 330 | 75 | 24.9% |
| Kawela Bay, HI | 330 | 186 | 85.9% |
| Richland Springs, TX | 330 | 86 | 13.7% |