| Index | Onaka | South Dakota | National |
| Cost of living | 98 | 92 | 100 |
| Groceries | 98 | 99 | 100 |
| Health care | 99 | 97 | 100 |
| Housing | n/a | 77 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 94 | 100 |
| Household Items | 99 | 96 | 100 |
| Education & Childcare | 96 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| South Dakota | 4.5% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| South Dakota | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Lebanon, SD | 50 | 70 | 30.1% |
| Tolstoy, SD | 35 | 73 | 26.5% |
| Seneca, SD | 40 | 75 | 25.3% |
| Onaka, SD | 29 | 98 | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Portland, IA | 29 | 96 | 4.1% |
| Annapolis, IL | 29 | 84 | 15.6% |
| Cobden, MN | 29 | 80 | 19.8% |
| Louisburg, MN | 29 | 80 | 20.3% |
| Biehle, MO | 29 | 97 | 3.0% |
| Onaka, SD | 29 | 98 | 2.5% |