Ocean City, FL Employment - Median Household Income, Unemployment Rate

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C-

10%

Income/capita NAT. AVG.

11%

Household income NAT. AVG.

65%

Unemployment NAT. AVG.

Index	Ocean City	Florida	National
Income per capita	$49,150	$40,554	$44,883
Median household income	$72,428	$72,078	$81,333
Median income owner occupied	$102,447	$88,075	$106,172
Median income renter occupied	$54,849	$51,794	$52,080
Median earnings male	$44,760	$45,688	$54,343
Median earnings female	$32,718	$37,493	$38,439
Unemployment rate	1.7%	5.2%	4.9%
Poverty level	17.1%	16.1%	15.1%

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Homes For Sale In Ocean City, FL

2388 Palm Harbor Dr

Fort Walton Beach, FL

439 Waterway Ln

Fort Walton Beach, FL

144 Monahan Dr

Fort Walton Beach, FL

706 Bradford Dr

Fort Walton Beach, FL

Key findings

The income per capita in Ocean City is 10% higher than the national average
The median household income in Ocean City is 11% lower than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Ocean City is 65% lower than the national average
The poverty level in Ocean City is 13% higher than the national average

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am i middle class

$48,280 $72,428 $144,856

City

$48,047 $72,078 $144,156

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Ocean City median earnings by income bracket

Ocean City employment by industry

Labour Type	Male	Female
Construction industry	20.8%	20.8%
Manufacturing sector	3.5%	3.5%
Financial & insurance services	6.1%	6.1%
Wholesale & retail services	13.4%	13.4%
Public administration	6.7%	6.7%
Transportation, warehousing & utilities	4.1%	4.1%
Education, health & social services	7.8%	7.8%
Other	37.5%	37.5%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Lake Lorraine, FL	7,670	$129,149	58.8%
Shalimar, FL	856	$128,404	57.9%
Destin, FL	14,810	$122,863	51.1%
Niceville, FL	15,939	$121,059	48.8%
Mary Esther, FL	4,488	$112,894	38.8%
Ocean City, FL	6,170	$72,428	10.9%

Cities with similar population

City	Population	Household Income	National Avg.
Gilbertsville, PA	6,170	$151,961	86.8%
Shelburne, VT	6,171	$125,320	54.1%
Northville, MI	6,168	$191,147	135.0%
Grafton, OH	6,168	$99,798	22.7%
Cherryville, NC	6,173	$75,047	7.7%
Ocean City, FL	6,170	$72,428	10.9%

Source: The Ocean City, FL employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.