| Index | Nichols | New York | National |
| Cost of living | 90 | 118 | 100 |
| Goods & Services | 102 | 108 | 100 |
| Groceries | 98 | 102 | 100 |
| Health care | 96 | 111 | 100 |
| Housing | 65 | 144 | 100 |
| Transportation | 101 | 107 | 100 |
| Utilities | 103 | 101 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $104,650 | $8,721 | $2,442 | $3,140 |
| Renters | $28,945 | $2,412 | $675 | $868 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Nichols | National avg. | Difference |
| Haircut | $27.92 | $27.62 | 1.1% |
| Beauty Salon | $33.55 | $51.11 | 34.4% |
| Toothpaste | $4.05 | $4.09 | 1.0% |
| Shampoo | $1.51 | $1.54 | 2.1% |
| Movie | $10.25 | $12.88 | 20.4% |
| Yoga | $17.00 | $19.66 | 13.5% |
| Item | Nichols | National avg. | Difference |
| Ground Beef | $7.53 | $7.70 | 2.3% |
| Fried Chicken | $1.47 | $1.66 | 11.6% |
| Milk | $4.82 | $4.73 | 1.8% |
| Potatoes | $5.07 | $5.26 | 3.5% |
| Pizza | $14.65 | $12.76 | 14.8% |
| Beer | $11.08 | $10.55 | 5.0% |
| Item | Nichols | National avg. | Difference |
| Optometrist | $69.00 | $140.06 | 50.7% |
| Doctor | $164.50 | $153.82 | 6.9% |
| Dentist | $108.49 | $123.15 | 11.9% |
| Ibuprofen | $11.38 | $11.73 | 3.0% |
| Lipitor | $24.26 | $23.61 | 2.8% |
| Item | Nichols | National avg. | Difference |
| Home Price | $210,638.00 | $326,622.00 | 35.5% |
| Avg. Mortgage Payment | $1,468.83 | $2,480.25 | 40.8% |
| Apartment Rent | $953.00 | $1,444.00 | 34.0% |
| Item | Nichols | National avg. | Difference |
| Gasoline | $3.01 | $3.06 | 1.4% |
| Tire Balancing | $69.97 | $65.21 | 7.3% |
| Item | Nichols | National avg. | Difference |
| All Electricity | $229.22 | $220.12 | 4.1% |
| Phone | $200.65 | $195.71 | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Candor, NY | 926 | 87 | 12.8% |
| Owego, NY | 4,004 | 89 | 11.5% |
| Van Etten, NY | 653 | 88 | 11.8% |
| Newark Valley, NY | 971 | 88 | 11.7% |
| Waverly, NY | 4,270 | 89 | 10.6% |
| Nichols, NY | 545 | 90 | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Williamsburg, CO | 545 | 93 | 7.4% |
| Asbury, MO | 545 | 78 | 22.1% |
| Mariaville Lake, NY | 545 | 122 | 21.8% |
| Oak Ridge, TX | 545 | 104 | 3.5% |
| Saxtons River, VT | 545 | 109 | 8.8% |
| Nichols, NY | 545 | 90 | 9.9% |
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