| Index | Nichols | New York | National |
| Cost of living | 89 | 117 | 100 |
| Goods & Services | 99 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 86 | 103 | 100 |
| Housing | 64 | 145 | 100 |
| Transportation | 102 | 105 | 100 |
| Utilities | 105 | 100 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $70,515 | $5,876 | $1,645 | $2,116 |
| Renters | $19,167 | $1,597 | $447 | $575 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Nichols | National avg. | Difference |
| Haircut | $25.33 | $24.26 | 4.4% |
| Beauty Salon | $32.67 | $45.56 | 28.3% |
| Toothpaste | $3.80 | $3.70 | 2.7% |
| Shampoo | $1.41 | $1.28 | 10.1% |
| Movie | $10.00 | $12.13 | 17.6% |
| Bowling | $15.45 | $18.00 | 14.2% |
| Item | Nichols | National avg. | Difference |
| Ground Beef | $6.36 | $5.84 | 9.0% |
| Fried Chicken | $1.54 | $1.57 | 2.1% |
| Milk | $4.68 | $4.67 | 0.1% |
| Potatoes | $5.29 | $4.93 | 7.3% |
| Pizza | $11.60 | $12.09 | 4.0% |
| Beer | $11.68 | $10.41 | 12.2% |
| Item | Nichols | National avg. | Difference |
| Optometrist | $72.00 | $125.68 | 42.7% |
| Doctor | $93.33 | $135.78 | 31.3% |
| Dentist | $108.18 | $113.29 | 4.5% |
| Ibuprofen | $10.79 | $10.65 | 1.3% |
| Lipitor | $479.33 | $468.60 | 2.3% |
| Item | Nichols | National avg. | Difference |
| Home Price | $114,800.00 | $184,700.00 | 37.8% |
| Avg. Mortgage Payment | $1,416.51 | $2,346.69 | 39.6% |
| Apartment Rent | $635.00 | $949.00 | 33.1% |
| Item | Nichols | National avg. | Difference |
| Gasoline | $3.68 | $3.46 | 6.4% |
| Tire Balancing | $53.74 | $59.92 | 10.3% |
| Item | Nichols | National avg. | Difference |
| All Electricity | $207.13 | $193.99 | 6.8% |
| Phone | $195.27 | $192.25 | 1.6% |
| City | Population | Cost of Living Index | National Avg. |
| Candor, NY | 899 | 89 | 11.2% |
| Owego, NY | 3,850 | 87 | 13.0% |
| Newark Valley, NY | 947 | 89 | 10.5% |
| Van Etten, NY | 629 | 90 | 10.4% |
| Waverly, NY | 4,140 | 88 | 11.7% |
| Nichols, NY | 533 | 89 | 11.5% |
| City | Population | Cost of Living Index | National Avg. |
| Williamsburg, CO | 533 | 94 | 6.4% |
| Paradise Heights, FL | 533 | 99 | 1.4% |
| Mansfield, GA | 533 | 87 | 12.8% |
| Chicopee, KS | 533 | 91 | 9.3% |
| Kanopolis, KS | 533 | 80 | 19.8% |
| Nichols, NY | 533 | 89 | 11.5% |
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