Cost Of Living in Mount Pleasant, IA

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12%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

31%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Pleasant	Iowa	National
Cost of living	88	89	100
Groceries	95	97	100
Health care	98	96	100
Housing	69	74	100
Transportation	98	97	100
Utilities	96	95	100
Lifestyle & Entertainment	95	95	100
Household Items	95	97	100
Education & Childcare	96	94	100

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Homes For Sale In Mount Pleasant, IA

302 N Van Buren St

Mt Pleasant, IA

421 E Becky Ln

Mount Pleasant, IA

1701 E Greenwood Ln

Mount Pleasant, IA

607 E Warren St

Mt Pleasant, IA

Cost Of Living Quick Facts

The cost of living in Mount Pleasant is 1% lower than the Iowa average
The cost of living in Mount Pleasant is 12% lower than the national average
Mount Pleasant housing is 31% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$102,876	$8,573	$2,400	$3,087
Renters	$42,733	$3,561	$997	$1,282

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mount Pleasant, IA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mount Pleasant homeowners, is $102,876. This would allow for a maximum of $2,400 per month to be spent on housing costs. For renters, the median monthly income is $42,733 which would result in a maximum of $997 to be spent on rental costs.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Coppock, IA	22	96	3.9%
Hillsboro, IA	194	77	23.2%
Rome, IA	73	79	21.3%
Mount Union, IA	140	79	20.7%
Stockport, IA	372	79	20.5%
Mount Pleasant, IA	8,795	88	11.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Harrisburg, IL	8,793	82	17.7%
Harrodsburg, KY	8,799	86	13.8%
Lake of the Woods, VA	8,800	120	19.8%
Nanaimo F, BC	8,789	n/a
Hailey, ID	8,788	123	23.0%
Mount Pleasant, IA	8,795	88	11.9%