Cost of Living in Mechanicsville, IA

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16%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mechanicsville Iowa National
Cost of living8489100
Groceries9597100
Health care9896100
Housing5674100
Transportation9597100
Utilities9395100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9794100
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Homes For Sale In Mechanicsville, IA

property for sale

123 Cottage Dr

Mechanicsville, IA
property for sale

439 Delta Ave

Mechanicsville, IA
property for sale

406 E South St

Mechanicsville, IA
See the Newest Homes For Sale In Mechanicsville, IA

Cost Of Living Quick Facts

  • The cost of living in Mechanicsville is 6% lower than the Iowa average
  • The cost of living in Mechanicsville is 16% lower than the national average
  • Mechanicsville housing is 44% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Mechanicsville

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Compare Mechanicsville, IA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,952$8,663$2,425$3,119
      Renters$0$0$0$0

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stone City, IA62963.8%
      Morley, IA487525.2%
      Onslow, IA3178217.6%
      Center Junction, IA1048217.6%
      Olin, IA9978317.4%
      Mechanicsville, IA1,0098415.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Alamosa East, CO1,009990.9%
      Danvers, IL1,009936.8%
      Churchill, MT1,00912322.8%
      Saint-Norbert, QC1,009n/a 
      Hall Beach, NU1,009n/a 
      Mechanicsville, IA1,0098415.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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