| Index | Garrett | Texas | National |
| Cost of living | 86 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 58 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 96 | 98 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 98 | 98 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $95,775 | $7,981 | $2,235 | $2,874 |
| Renters | $66,266 | $5,522 | $1,546 | $1,988 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Emhouse, TX | 342 | 98 | 1.8% |
| Rosser, TX | 521 | 82 | 17.5% |
| Bardwell, TX | 673 | 88 | 12.4% |
| Italy, TX | 2,345 | 89 | 11.2% |
| Rice, TX | 1,030 | 90 | 10.0% |
| Garrett, TX | 954 | 86 | 13.7% |
| City | Population | Cost of Living Index | National Avg. |
| Coleman, FL | 954 | 92 | 7.9% |
| Leadington, MO | 954 | 90 | 10.1% |
| Seligman, MO | 954 | 81 | 19.5% |
| Falkner, MS | 954 | 83 | 16.8% |
| Tully, NY | 954 | 101 | 1.2% |
| Garrett, TX | 954 | 86 | 13.7% |