| Index | Galway | New York | National |
| Cost of living | 99 | 117 | 100 |
| Goods & Services | 106 | 108 | 100 |
| Groceries | 103 | 102 | 100 |
| Health care | 93 | 103 | 100 |
| Housing | 89 | 145 | 100 |
| Transportation | 97 | 105 | 100 |
| Utilities | 102 | 100 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $68,750 | $5,729 | $1,604 | $2,063 |
| Renters | $18,594 | $1,550 | $434 | $558 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Galway | National avg. | Difference |
| Haircut | $28.28 | $24.26 | 16.6% |
| Beauty Salon | $51.36 | $45.56 | 12.7% |
| Toothpaste | $3.74 | $3.70 | 1.1% |
| Shampoo | $1.28 | $1.28 | 0.3% |
| Movie | $13.08 | $12.13 | 7.8% |
| Bowling | $15.96 | $18.00 | 11.3% |
| Item | Galway | National avg. | Difference |
| Ground Beef | $6.06 | $5.84 | 3.7% |
| Fried Chicken | $1.60 | $1.57 | 1.5% |
| Milk | $4.85 | $4.67 | 3.9% |
| Potatoes | $5.09 | $4.93 | 3.2% |
| Pizza | $14.69 | $12.09 | 21.5% |
| Beer | $10.90 | $10.41 | 4.7% |
| Item | Galway | National avg. | Difference |
| Optometrist | $132.47 | $125.68 | 5.4% |
| Doctor | $111.33 | $135.78 | 18.0% |
| Dentist | $111.69 | $113.29 | 1.4% |
| Ibuprofen | $10.90 | $10.65 | 2.3% |
| Lipitor | $436.57 | $468.60 | 6.8% |
| Item | Galway | National avg. | Difference |
| Home Price | $165,400.00 | $184,700.00 | 10.4% |
| Avg. Mortgage Payment | $2,531.65 | $2,346.69 | 7.9% |
| Apartment Rent | $836.00 | $949.00 | 11.9% |
| Item | Galway | National avg. | Difference |
| Gasoline | $3.55 | $3.46 | 2.5% |
| Tire Balancing | $50.33 | $59.92 | 16.0% |
| Item | Galway | National avg. | Difference |
| All Electricity | $196.70 | $193.99 | 1.4% |
| Phone | $195.71 | $192.25 | 1.8% |
| City | Population | Cost of Living Index | National Avg. |
| Amsterdam, NY | 17,823 | 89 | 10.5% |
| Tribes Hill, NY | 869 | 93 | 6.5% |
| Schenectady, NY | 65,336 | 94 | 6.5% |
| Broadalbin, NY | 1,733 | 95 | 5.3% |
| Mayfield, NY | 938 | 95 | 5.0% |
| Galway, NY | 213 | 99 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Nanwalek, AK | 213 | 106 | 6.2% |
| Sweet Water, AL | 213 | 82 | 17.8% |
| Ruth, CA | 213 | 128 | 27.7% |
| Westside, CA | 213 | 116 | 15.6% |
| Rye, CO | 213 | 95 | 4.7% |
| Galway, NY | 213 | 99 | 1.3% |
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