Cost of Living in Farmington, IL

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Farmington Illinois National
Cost of living8798100
Groceries97100100
Health care101100100
Housing5695100
Transportation101101100
Utilities10399100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In Farmington, IL

property for sale

413 W Fort St

Farmington, IL
property for sale

627 E Fort St

Farmington, IL
property for sale

699 E Fort St

Farmington, IL
property for sale

177 S Cone St

Farmington, IL
See the Newest Homes For Sale In Farmington, IL

Cost Of Living Quick Facts

  • The cost of living in Farmington is 12% lower than the Illinois average
  • The cost of living in Farmington is 13% lower than the national average
  • Farmington housing is 44% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Farmington

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Compare Farmington, IL Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,550$7,046$1,973$2,537
      Renters$55,524$4,627$1,295$1,666

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gilson, IL2018019.7%
      Fairview, IL4668118.6%
      London Mills, IL3348217.8%
      St. David, IL5768317.4%
      Cuba, IL1,0938317.2%
      Farmington, IL2,0158713.3%

      Cities with similar population

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      Willow, AK2,01511414.3%
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      Homerville, GA2,0158218.0%
      Dover Beaches North, NJ2,01515656.1%
      Avoca, AR2,014936.7%
      Farmington, IL2,0158713.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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