| Index | Downsville | New York | National |
| Cost of living | 86 | 117 | 100 |
| Goods & Services | 92 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 98 | 103 | 100 |
| Housing | 62 | 145 | 100 |
| Transportation | 95 | 105 | 100 |
| Utilities | 105 | 100 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $60,192 | $5,016 | $1,404 | $1,806 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Downsville | National avg. | Difference |
| Haircut | $15.07 | $24.26 | 37.9% |
| Beauty Salon | $34.93 | $45.56 | 23.3% |
| Toothpaste | $3.62 | $3.70 | 2.4% |
| Shampoo | $1.53 | $1.28 | 19.2% |
| Movie | $10.20 | $12.13 | 15.9% |
| Bowling | $13.92 | $18.00 | 22.7% |
| Item | Downsville | National avg. | Difference |
| Ground Beef | $5.70 | $5.84 | 2.3% |
| Fried Chicken | $1.36 | $1.57 | 13.2% |
| Milk | $4.59 | $4.67 | 1.7% |
| Potatoes | $5.35 | $4.93 | 8.5% |
| Pizza | $9.94 | $12.09 | 17.7% |
| Beer | $11.82 | $10.41 | 13.6% |
| Item | Downsville | National avg. | Difference |
| Optometrist | $107.51 | $125.68 | 14.5% |
| Doctor | $98.82 | $135.78 | 27.2% |
| Dentist | $136.17 | $113.29 | 20.2% |
| Ibuprofen | $10.78 | $10.65 | 1.2% |
| Lipitor | $480.97 | $468.60 | 2.6% |
| Item | Downsville | National avg. | Difference |
| Home Price | $110,800.00 | $184,700.00 | 40.0% |
| Avg. Mortgage Payment | $1,547.84 | $2,346.69 | 34.0% |
| Apartment Rent | $631.00 | $949.00 | 33.5% |
| Item | Downsville | National avg. | Difference |
| Gasoline | $3.64 | $3.46 | 5.2% |
| Tire Balancing | $42.06 | $59.92 | 29.8% |
| Item | Downsville | National avg. | Difference |
| All Electricity | $205.85 | $193.99 | 6.1% |
| Phone | $196.00 | $192.25 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Livingston Manor, NY | 928 | 96 | 3.9% |
| Walton, NY | 3,020 | 83 | 16.7% |
| Hancock, NY | 1,078 | 88 | 12.3% |
| Roscoe, NY | 489 | 89 | 10.5% |
| Delhi, NY | 3,146 | 93 | 6.9% |
| Downsville, NY | 405 | 86 | 14.2% |
| City | Population | Cost of Living Index | National Avg. |
| Pinedale, AZ | 405 | 128 | 28.3% |
| Ila, GA | 405 | 90 | 10.3% |
| Sale City, GA | 405 | 81 | 18.7% |
| Plainfield, IA | 405 | 77 | 22.6% |
| Good Hope, IL | 405 | 85 | 15.4% |
| Downsville, NY | 405 | 86 | 14.2% |