Looking for a fresh start in a new Charlottesville neighborhood that is actually affordable? Fortunately, there are some neighborhoods that still offer affordable cost of living. Listed below are the most affordable neighborhoods in Charlottesville for 2026, ranked by their cost of living index. The cost of living index includes various items such as: goods and services, groceries, utilities, real estate and rental rates. For reference, the national average for cost of living is 100.

Population 3,671
-17%
Cost of Living Index 98 vs 118
17% lower than Charlottesville
Population 831
-17%
Cost of Living Index 98 vs 118
17% lower than Charlottesville
Population 1,248
-15%
Cost of Living Index 101 vs 118
15% lower than Charlottesville
Population 3,532
-11%
Cost of Living Index 105 vs 118
11% lower than Charlottesville
Population 557
-9%
Cost of Living Index 107 vs 118
9% lower than Charlottesville
Population 2,891
-9%
Cost of Living Index 108 vs 118
9% lower than Charlottesville
Population 454
-8%
Cost of Living Index 108 vs 118
8% lower than Charlottesville
Population 1,322
-8%
Cost of Living Index 109 vs 118
8% lower than Charlottesville
Population 1,692
-4%
Cost of Living Index 113 vs 118
4% lower than Charlottesville
Population 472
-4%
Cost of Living Index 113 vs 118
4% lower than Charlottesville
Is This the Right Place for You? Local Insights Report
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Local Insights Report