| Index | Black Diamond | Florida | National |
| Cost of living | 121 | 102 | 100 |
| Groceries | 103 | 102 | 100 |
| Health care | 103 | 104 | 100 |
| Housing | 164 | 97 | 100 |
| Transportation | 100 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 99 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 111 | 106 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $174,342 | $14,529 | $4,068 | $5,231 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Homosassa Springs, FL | 14,870 | 90 | 10.5% |
| Hernando, FL | 9,319 | 92 | 8.3% |
| Beverly Hills, FL | 9,813 | 91 | 8.8% |
| Inverness, FL | 7,675 | 92 | 7.5% |
| Inglis, FL | 1,816 | 92 | 7.9% |
| Black Diamond, FL | 1,148 | 121 | 21.5% |
| City | Population | Cost of Living Index | National Avg. |
| Fredericksburg, IA | 1,148 | 88 | 12.0% |
| McLouth, KS | 1,148 | 85 | 14.7% |
| Kaanapali, HI | 1,147 | 271 | 170.5% |
| Morrisonville, IL | 1,147 | 85 | 15.0% |
| Empire, LA | 1,147 | 85 | 14.6% |
| Black Diamond, FL | 1,148 | 121 | 21.5% |