Cost Of Living in Atoka, TN

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0%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Atoka	Tennessee	National
Cost of living	100	89	100
Goods & Services	94	94	100
Groceries	100	98	100
Health care	87	88	100
Housing	116	80	100
Transportation	88	89	100
Utilities	90	93	100

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Cost Of Living Quick Facts

The cost of living in Atoka is 12% higher than the Tennessee average
The cost of living in Atoka is equal to the national average
Atoka housing is 16% higher than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,985	$7,832	$2,193	$2,820
Renters	$63,939	$5,328	$1,492	$1,918

A good way to judge both the affordability of the housing and the cost of living in Atoka is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Atoka has a median income of about $93,985 for people who own homes. Based on that number, a maximum of $2,193 should be spent on expenses related to housing. Renters have a slightly different median income, which is $63,939. Based on this average, renters should spend no more than $1,492 on all rental costs if they want to maintain a non-impoverished standard of living.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Atoka	National avg.	Difference
Haircut	$26.94	$24.26	11.0%
Beauty Salon	$41.92	$45.56	8.0%
Toothpaste	$3.62	$3.70	2.1%
Shampoo	$1.11	$1.28	13.1%
Movie	$11.99	$12.13	1.2%
Bowling	$13.75	$18.00	23.6%

Groceries

Item	Atoka	National avg.	Difference
Ground Beef	$6.10	$5.84	4.5%
Fried Chicken	$1.46	$1.57	7.0%
Milk	$4.71	$4.67	0.8%
Potatoes	$5.15	$4.93	4.3%
Pizza	$10.66	$12.09	11.8%
Beer	$9.95	$10.41	4.4%

Health Care

Item	Atoka	National avg.	Difference
Optometrist	$77.39	$125.68	38.4%
Doctor	$124.94	$135.78	8.0%
Dentist	$91.51	$113.29	19.2%
Ibuprofen	$10.19	$10.65	4.4%
Lipitor	$518.09	$468.60	10.6%

Housing

Item	Atoka	National avg.	Difference
Home Price	$206,500.00	$184,700.00	11.8%
Avg. Mortgage Payment	$2,240.45	$2,346.69	4.5%
Apartment Rent	$1,180.00	$949.00	24.3%

Transportation

Item	Atoka	National avg.	Difference
Gasoline	$3.14	$3.46	9.3%
Tire Balancing	$55.67	$59.92	7.1%

Utilities

Item	Atoka	National avg.	Difference
All Electricity	$163.38	$193.99	15.8%
Phone	$192.72	$192.25	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mason, TN	1,120	85	15.4%
Wilson, AR	1,118	85	15.0%
Covington, TN	8,863	85	14.7%
Burlison, TN	331	87	13.3%
Millington, TN	10,650	88	11.9%
Atoka, TN	9,407	100	0.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rio Vista, CA	9,407	135	35.5%
Country Club Estates, GA	9,408	89	10.5%
Middletown, PA	9,410	95	4.8%
Pryor Creek, OK	9,417	84	16.0%
Cairo, GA	9,395	87	13.0%
Atoka, TN	9,407	100	0.1%