Cost Of Living in Asbury, IA

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B-

8%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

32%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Asbury	Iowa	National
Cost of living	108	90	100
Goods & Services	97	96	100
Groceries	98	97	100
Health care	91	99	100
Housing	132	73	100
Transportation	104	98	100
Utilities	94	96	100

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Cost Of Living Quick Facts

The cost of living in Asbury is 20% higher than the Iowa average
The cost of living in Asbury is 8% higher than the national average
Asbury housing is 32% higher than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,771	$9,148	$2,561	$3,293
Renters	$50,536	$4,211	$1,179	$1,516

To approximate the cost of living and the housing affordability in Asbury, IA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Asbury have a median income of $109,771. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,561 per month to avoid calamity and poverty. The renters in the city have an income of about $50,536, which would make their monthly maximum allowable rental costs $1,179.

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Goods & Services

Item	Asbury	National avg.	Difference
Haircut	$23.86	$24.26	1.7%
Beauty Salon	$34.11	$45.56	25.1%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.36	$1.28	6.5%
Movie	$8.68	$12.13	28.4%
Bowling	$15.39	$18.00	14.5%

Groceries

Item	Asbury	National avg.	Difference
Ground Beef	$5.38	$5.84	7.9%
Fried Chicken	$1.40	$1.57	10.8%
Milk	$4.77	$4.67	2.1%
Potatoes	$4.76	$4.93	3.6%
Pizza	$12.46	$12.09	3.1%
Beer	$9.93	$10.41	4.6%

Health Care

Item	Asbury	National avg.	Difference
Optometrist	$127.39	$125.68	1.4%
Doctor	$130.00	$135.78	4.3%
Dentist	$85.78	$113.29	24.3%
Ibuprofen	$10.82	$10.65	1.6%
Lipitor	$498.96	$468.60	6.5%

Housing

Item	Asbury	National avg.	Difference
Home Price	$263,800.00	$184,700.00	42.8%
Avg. Mortgage Payment	$1,665.29	$2,346.69	29.0%
Apartment Rent	$1,023.00	$949.00	7.8%

Transportation

Item	Asbury	National avg.	Difference
Gasoline	$3.44	$3.46	0.5%
Tire Balancing	$68.44	$59.92	14.2%

Utilities

Item	Asbury	National avg.	Difference
All Electricity	$176.50	$193.99	9.0%
Phone	$187.56	$192.25	2.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
North Buena Vista, IA	115	81	18.6%
Cassville, WI	832	82	18.4%
Bernard, IA	140	87	13.2%
La Motte, IA	241	87	12.5%
Holy Cross, IA	310	88	12.5%
Asbury, IA	5,931	108	7.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Roanoke, AL	5,931	87	13.2%
Countryside, IL	5,929	110	10.3%
Sunbury, OH	5,934	105	4.9%
Saint-Césaire, QC	5,934	n/a
Schlusser, PA	5,927	99	0.8%
Asbury, IA	5,931	108	7.7%