Cost Of Living in Adams, NY

Get 300+ Local Insights for Any Address in Adams, NY

Get Access to 300+ Local Data Points

C

3%

Overall NAT. AVG.

1%

Goods & Services NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Adams	New York	National
Cost of living	97	117	100
Goods & Services	101	108	100
Groceries	99	102	100
Health care	103	103	100
Housing	84	145	100
Transportation	108	105	100
Utilities	105	100	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Adams is 17% lower than the New York average
The cost of living in Adams is 3% lower than the national average
Adams housing is 16% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Adams

See all the best places to live around Adams

Compare Adams, NY Cost of Living

Compare Neighborhoods & Addresses

Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.

UNLOCK FULL COMPARISON →

Write a review to give others more information about this area.

See all Adams poll results

The best places in New York

Here are the best places to live in New York

Safest Cities In The US

Check out the 10 safest cities in New York

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,429	$6,786	$1,900	$2,443
Renters	$31,042	$2,587	$724	$931

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Adams	National avg.	Difference
Haircut	$20.03	$24.26	17.4%
Beauty Salon	$42.39	$45.56	7.0%
Toothpaste	$3.62	$3.70	2.2%
Shampoo	$1.33	$1.28	4.1%
Movie	$13.27	$12.13	9.4%
Bowling	$16.74	$18.00	7.0%

Groceries

Item	Adams	National avg.	Difference
Ground Beef	$5.93	$5.84	1.6%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.71	$4.67	0.8%
Potatoes	$5.13	$4.93	3.9%
Pizza	$14.83	$12.09	22.7%
Beer	$10.15	$10.41	2.5%

Health Care

Item	Adams	National avg.	Difference
Optometrist	$160.58	$125.68	27.8%
Doctor	$115.23	$135.78	15.1%
Dentist	$110.48	$113.29	2.5%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$530.04	$468.60	13.1%

Housing

Item	Adams	National avg.	Difference
Home Price	$152,500.00	$184,700.00	17.4%
Avg. Mortgage Payment	$2,384.28	$2,346.69	1.6%
Apartment Rent	$841.00	$949.00	11.4%

Transportation

Item	Adams	National avg.	Difference
Gasoline	$3.59	$3.46	3.8%
Tire Balancing	$69.82	$59.92	16.5%

Utilities

Item	Adams	National avg.	Difference
All Electricity	$166.89	$193.99	14.0%
Phone	$194.41	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pierrepont Manor, NY	416	82	17.5%
Felts Mills, NY	451	89	11.0%
Lorraine, NY	55	87	13.5%
Sandy Creek, NY	572	89	11.3%
Dexter, NY	790	89	10.9%
Adams, NY	1,855	97	3.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Selmont-West Selmont, AL	1,855	78	22.5%
South Palm Beach, FL	1,855	117	17.2%
Rosedale, MS	1,855	83	17.1%
Murphy, NC	1,855	89	10.9%
Stowell, TX	1,855	89	10.8%
Adams, NY	1,855	97	3.0%