| Statistic | Reportedincidents | /100k people | Ludington/100k people | Michigan/100k people | National/100k people |
| Total crime | 87 | n/a (estimate) | 1,147 | 1,813 | 2,119 |
| Murder | 0 | n/a | 0.0 | 5.2 | 5.0 |
| Rape | 5 | n/a | 65.9 | 56.5 | 37.5 |
| Robbery | 0 | n/a | 0.0 | 31.3 | 60.6 |
| Assault | 11 | n/a | 145.1 | 341.3 | 256.1 |
| Violent crime | 16 | n/a (estimate) | 211 | 434 | 359 |
| Burglary | 6 | n/a | 79.1 | 184.2 | 229.2 |
| Theft | 64 | n/a | 844.1 | 963.6 | 1,272.1 |
| Vehicle theft | 1 | n/a | 13.2 | 231.0 | 258.8 |
| Property crime | 71 | n/a (estimate) | 936 | 1,379 | 1,760 |

Crime can be categorized into two primary types: violent and property crimes. Violent crimes encompass offenses such as murder, rape, robbery, and assault, whereas property crimes involve acts like burglary, theft, and vehicle theft. The overall crime rate in Ludington is 45.9% lower than the national average. Specifically, there were 16 violent crimes reported in Ludington, equivalent to 211 per 100,000 residents, which is lower than the national average by 41.2%. Additionally, Ludington recorded 71 property crimes, amounting to 936 per 100,000 people, lower than the national average by 46.8%.
Ludington showcased a dedication to violent crime safety in its latest reported crime year by achieving a murder rate of 0. This accomplishment could indicate that it is a safe place for residents, but also provides a shining example to other urban areas endeavoring to create safer communities.
What is the prevailing sentiment among Ludington residents regarding the state of crime? A comprehensive survey conducted by AreaVibes, involving 18 respondents, sheds light on this matter. The results were as follows: 67% of Ludington residents expressed a notable sense of security, asserting that crime was virtually non-existent in their community, and they felt at ease strolling the streets after dark. While, 33% of those surveyed held a contrasting viewpoint, perceiving a higher incidence of crime, leading them to feel apprehensive about walking alone at night.
Before you decide to relocate, it’s always good to ask yourself “Is Ludington a safe place to live?” Although the answer might not be that simple, as some areas are safer than others, getting a good feel for the overall rate of crime can definitely be helpful. Overall, the Ludington crime rate is 46% lower than the national average. If we break that down daily, that translates into 0.24 crimes per day - 0.04 violent crimes and 0.19 property crimes.
Year-over-year crime rates in Ludington has increased by 16% in the last reported crime report. Comparing crime rates from one year to another offers some insight into whether or not Ludington is becoming a safer or more dangerous place to live. Crime rates are categorized by violent and property crime. Year-over-year violent crime has decreased by 30.4%, while property crime has increased by 36.5%. This analysis equips individuals with crucial information for making informed decisions about living in Ludington.
The educational level within a community can have an influence on crime rates. Typically, higher levels of education are associated with reduced crime rates, as they offer individuals improved employment prospects and alternatives to engaging in criminal activities. Conversely, lower educational attainment tends to correspond with higher crime rates. In Ludington, 87.7% of residents have achieved at least a high school diploma, which differs from the national average of 83%.
In Ludington, the median home price stands at $242,107, diverging from the national average of $326,622. Elevated housing costs often induce financial strain among residents. When individuals grapple with the challenges of affording housing, they may find themselves compelled to resort to criminal activities as a means of addressing their financial hardships, including acts like theft or fraud. This predicament is particularly pronounced in areas where housing affordability poses a persistent issue, giving rise to heightened concerns regarding crime. In such instances, some individuals and families may find themselves constrained to reside in cramped or subpar housing conditions, exacerbating stress levels and potentially fostering domestic disputes and associated criminal incidents.
High rent costs can create economic stress for individuals and families, particularly those with limited financial resources. When a significant portion of one's income is spent on housing, there may be less money available for other essential needs such as food, healthcare and education. Economic stress can contribute to desperation and potentially lead individuals to engage in criminal activities, such as theft or fraud, as a means of financial survival. Average rent rates in Ludington are $1,086, compared to a national average of $1,444 per month.

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| Item | Ludington | Michigan | National |
| Law enforcement employees (officers & civilians) | 15 | 10,515 | 558,732 |
| Police officers & civilians /1000 residents | 1.9 | 2.1 | 3.3 |
| State | Total offenders | Michigan /100K | National /100K |
| Michigan | 40,460 | 414 | 266 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Pentwater, MI | 823 | 0 | 665 | 665 |
| Scottville, MI | 1,342 | 221 | 811 | 1,032 |
| Free Soil, MI | 103 | 536 | 1,702 | 2,238 |
| Custer, MI | 301 | 554 | 1,759 | 2,312 |
| Fountain, MI | 221 | 580 | 1,844 | 2,424 |
| Ludington, MI | 8,370 | 211 | 936 | 1,147 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| London, KY | 8,371 | 145 | 2,605 | 2,749 |
| Madison Park, NJ | 8,371 | 217 | 1,419 | 1,636 |
| Farmville, VA | 8,368 | 548 | 3,544 | 4,093 |
| Summit Park, UT | 8,374 | 81 | 494 | 575 |
| Hillsdale, MI | 8,376 | 288 | 639 | 927 |
| Ludington, MI | 8,370 | 211 | 936 | 1,147 |