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Scottsbluff Real Estate Market Facts

  • $98,200Median home price
    28% lower than Nebraska
  • $718Median rent asked
    4% lower than Nebraska
  • 57.3%Home owners
    13% lower than Nebraska
  • 2.5People per home
    2% higher than Nebraska
A general overview of the Scottsbluff, NE real estate market is displayed above. The median home price for homes in Scottsbluff, NE is $98,200, which is 28% lower than the Nebraska average. This means that real estate in the Scottsbluff, NE area is generally more affordable than the rest of Nebraska. The median rent price in Scottsbluff, NE is $718 which is 4% lower than the Nebraska average. In Scottsbluff, NE, 57.3% of people are home owners and an average of 2.5 people occupy each home. From luxury houses to affordable condos to urban townhomes, there are many different types of real estate in Scottsbluff, NE. We make it easy to find Scottsbluff, NE real estate listings and homes for sale by filtering location, price, bedrooms and bathrooms in the search area above.

Scottsbluff Home Affordability

  • $98,200Median home price
    28% lower than Nebraska
  • $37,665Median home income
    31% lower than Nebraska
  • 2.6xHome price to income ratio
    3% higher than Nebraska
Home affordability can be a very important factor when determining where to purchase real estate in Scottsbluff, NE. One method that can be used to calculate home affordability is the home price to median household income ratio. The median home price in Scottsbluff, NE is $98,200 and the median household income is $37,665. This results in a home price to income ratio of 2.6x, which is 3% higher than the Nebraska average. The home affordability ratio is calculated by dividing the median home price by the median home income. A lower than average home price to income ratio means that homes in Scottsbluff, NE are more affordable based on the median price of homes compared to home income. Of course, there are many other factors to consider when focusing on home affordability. Use the home affordability calculator below to see exactly how much you can afford to pay for real estate in Scottsbluff, NE.

Scottsbluff Affordability Calculator

Include PMI
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When searching for real estate in Scottsbluff, NE, it is important to find a home that fits comfortably within your budget. The home affordability calculator allows you to determine what price of home in Scottsbluff, NE you can afford based on your income, debts and down payment. For an even more complete picture, you can add in further details such as: length of mortgage term, mortgage rate, property taxes, home insurance and HOA dues. This will estimate the costs of home ownership and display the home price that would fit within that budget. Knowing the price of home that you can afford in Scottsbluff, NE before you begin the house hunting process will keep you from getting too emotionally invested in homes that you may not be able to afford. The home affordability calculator will also allow you to balance your budget, so you know exactly how much will be spent on housing and how much you will have left over for any other living expenses and savings.

Scottsbluff Mortgage Calculator

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What will my monthly costs be if I purchase Scottsbluff, NE real estate? There are many different variables that go into determining the monthly cost of a home. The biggest is obviously the home price. But after the actual price of the home you will also need to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). PMI payments can be avoided for homeowners that are able to put 20% or more towards a down payment. The mortgage calculator has preset default values for these details, but they may be adjusted to give you a more accurate monthly payment estimate. Keep in mind that a good rule of thumb is to keep the DTI (debt-to-income) ratio to no more than 36 percent. This means that no more than 36 percent of gross monthly income should go to paying all debts.

Scottsbluff Demographics

  • 14,937Population
  • 2,376People / sq mile
  • 36.0Median age
  • 0.9:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
McGrew, NE85$31,70083%
Terrytown, NE978$57,20069%
Minatare, NE799$61,10067%
Melbeta, NE142$70,00062%
Morrill, NE901$72,50061%
Scottsbluff, NE14,937$98,20047%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Rio Linda, CA14,938$194,2005%
Callaway, FL14,942$144,60022%
Stanford, CA14,926$1,505,800715%
Parlier, CA14,953$123,30033%
Dumas, TX14,963$106,80042%
Scottsbluff, NE14,937$98,20047%
Source: The Scottsbluff, NE housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).